Neighborhood · Ranked #35,899 of 84,120 nationally

Mainstrasse Village Eviction Risk: Moderate , Covington

Tract 21117060300 · Kenton County, KY · pop 1,640 · neighborhood within 0.1 mi

In Mainstrasse Village in Covington, census tract 21117060300 scores 5.1/10 for eviction risk. That is riskier than about 42% of US census tracts.

46% of renter households here spend at least 30% of income on rent, a severe level, and 21% are severely burdened at 50% or more. Average gross rent is $1,178 monthly, set against $69,091 in average yearly household income, roughly 20% of income at the averages. About 56% of occupied units are renter-occupied, a renter-majority tract.

Risk score

4.3

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 25% Stable renters 30% Owners 45%

Tract context

Occupied units868

Renter share55.6%

SVI overall0.46

Poverty rate8.1%

Median income$69,091

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Covington and the region

Centroid at 39.0830, -84.5188 · click any tract to drill in

Why Mainstrasse Village scores 4.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Covington

5.5

Regional political climate

2024 county presidential margin

4.0

State political climate

Kentucky legislature & governorship

2.1

Economic stress

8.1% poverty · this tract

2.0

Supply constraint

$1,178 rent vs county FMR

4.2

Rent control risk

Inherited from Covington

1.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Covington

4.0

Housing court bias

Inherited from Covington

4.0

How Mainstrasse Village compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 46

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

76%Socioeconomic
2%Household composition
31%Racial/ethnic minority
70%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
95%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Mainstrasse Village. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Mainstrasse Village

The heaviest input here is supply constraint at 4.2/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Covington eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Kenton County average of 5.0 and above the Kentucky statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 46th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 21117060300

What is the eviction-risk score for census tract 21117060300?

Census tract 21117060300 in the Mainstrasse Village neighborhood scores 4.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 21117060300?

Median gross rent is $1,178/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.

What is the poverty rate in tract 21117060300?

8.1% of residents in tract 21117060300 live below the federal poverty line (ACS B17001, 2023). Population: 1,640.

How socially vulnerable is tract 21117060300?

CDC Social Vulnerability Index ranks this tract in the 46th percentile nationally. Sub-themes: socioeconomic 76th, household 2th, minority 31th, housing 70th.

Is tract 21117060300 considered part of Mainstrasse Village?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21117060300 fall within Mainstrasse Village (neighborhood centroid within 0.1 miles, OSM data).

How does tract 21117060300 compare to Covington overall?

Tract 21117060300 scores 4.3/10, higher than the parent city of Covington at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Covington eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 21117060300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Covington

Top eight tracts in Covington ranked by composite eviction-risk score.