Saint Helena Eviction Risk: Elevated

Pulling the other way is supply constraint, at 1/10. Annualized rent equals 34% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. Severe burden reaches 21%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Running hot is rent-regulation exposure at 8.4/10. The poverty rate is 26%, which shows up in this model as reduced rent-recovery odds after a judgment. At $1,113 a month, rents sit 24% under what the rest of Dundalk commands.

Sitting well above the midpoint is housing-court posture at 8.1/10. Food insecurity affects 30.6% of adults, 12.8 points above the national rate. 15.4% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

That places it #1 of 16 neighborhoods in Dundalk. Social vulnerability runs high at 8.2/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.