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Havre de Grace, Maryland eviction risk overview
City brief · 14,994 residents

Havre de Grace, MD Eviction Risk: ELEVATED

Harford County · Population 14,994

In 2026
Risk score
5.6
ELEVATED

35th percentile, Maryland.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.3 Average3.5 Now5.6
6.6 2.3 1976 · score 2.3 1977 · score 2.3 1978 · score 2.3 1979 · score 2.3 1980 · score 2.4 1981 · score 2.4 1982 · score 2.5 1983 · score 2.4 1984 · score 2.3 1985 · score 2.3 1986 · score 2.3 1987 · score 2.3 1988 · score 2.3 1989 · score 2.3 1990 · score 2.4 1991 · score 2.5 1992 · score 2.6 1993 · score 2.6 1994 · score 2.5 1995 · score 2.5 1996 · score 2.6 1997 · score 2.6 1998 · score 2.6 1999 · score 2.7 2000 · score 3.2 2001 · score 3.3 2002 · score 3.4 2003 · score 3.4 2004 · score 3.4 2005 · score 3.3 2006 · score 3.4 2007 · score 3.4 2008 · score 3.9 2009 · score 4.2 2010 · score 4.3 2011 · score 4.3 2012 · score 4.3 2013 · score 4.4 2014 · score 4.3 2015 · score 4.4 2016 · score 4.3 2017 · score 4.3 2018 · score 4.3 2019 · score 4.3 2020 · score 6.4 2021 · score 6.6 2022 · score 6.0 2023 · score 5.7 2024 · score 5.9 2025 · score 5.7 2026 · score 5.6

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.3 Regional 4.3 State 5.7 Economic 5.4 Supply 7.0 Rent Control 5.2 Eviction 5.5 Tenant 6.2 Housing 5.0 5.6 ELEVATED
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +13.8% (2024)
    4.3
  2. Regional political climate
    County-weighted neighbor mix
    4.3
  3. State political climate
    Maryland legislature & governorship
    5.7
  4. Economic stress
    9.3% poverty · 4.1% unemp.
    5.4
  5. Supply constraint
    $1,416 average · 28.4% renters
    7.0
  6. Rent Control risk
    29.9% of income on rent
    5.2
  7. Eviction process difficulty
    149 days filing → judgment
    5.5
  8. Tenant organizing strength
    28.4% renters
    6.2
  9. Housing court bias
    County bench composition
    5.0
Geographic context

Risk heat across Havre de Grace and the region

Click any city to see its score

How Havre de Grace compares

Risk score vs. peers, county, state, and the U.S.
Rank in Harford County
Moderate
#9 of 16 cities
Rank in county, 47th percentileLowHigh
#9 of 16 cities in Harford County for landlord eviction risk.
Rank in Maryland
Low
#365 of 532 cities
Rank in state, 32nd percentileLowHigh
#365 of 532 cities in Maryland for landlord eviction risk.
vs. county · state · U.S.
Havre de Grace risk score vs. county / state / U.S.Havre de Grace: 5.65.6Havre de GraceThis cityCounty: 5.75.7Countyavg in countyState: 6.26.2Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 5.6
    / 10 · ELEVATED
    The verdict

    A Elevated-tier market.

    Composite 5.6/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+3.3 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 149d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,416/mo. A contested eviction takes 149 days and costs $5,520–$15,096 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 28.4%
    Renters
    The renters

    Who you'll be renting to.

    Out of 14,994 residents, 28.4% rent. 30% are spending 30%+ income on rent, 9.3% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.3
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.3 and 4.3 (GOP margin +13.8% (2024)). State climate at 5.7, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 5.7
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 5.7/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 5.5, housing court bias 5, rent-control risk 5.2. Standard process speed for the state.

    50-yr trendProcess difficulty +0.5 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 5.4
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 5.4. Supply constraint: 7. The numbers behind those: 9.3% poverty, 4.1% unemployment, 30% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Havre de Grace sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Baltimore, MD · 147d · ~$11.8k all-in ($80/day) · score 6.7 Baltimore Columbia, MD · 136d · ~$11.5k all-in ($85/day) · score 6.1 Columbia Ellicott City, MD · 143d · ~$11.1k all-in ($78/day) · score 6.2 Ellicott City Glen Burnie, MD · 157d · ~$11.7k all-in ($75/day) · score 6.2 Glen Burnie Dundalk, MD · 135d · ~$10.5k all-in ($78/day) · score 6.5 Dundalk Towson, MD · 150d · ~$10.5k all-in ($70/day) · score 6.2 Towson Severn, MD · 158d · ~$9.5k all-in ($60/day) · score 6.2 Severn Bel Air South, MD · 154d · ~$10.1k all-in ($66/day) · score 5.6 Bel Air South Germantown, MD · 153d · ~$11.8k all-in ($77/day) · score 6.2 Germantown Frederick, MD · 147d · ~$10.1k all-in ($69/day) · score 5.5 Frederick Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Havre de Grace
Havre de Grace · 149d · ~$10.3k all-in ($69/day) · score 5.6 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Havre de Grace, MD

Landlording in Havre de Grace, Maryland, presents an elevated-friction market where documented notices and proactive screening matter. The Eviction Risk Score is 5.6/10 (ELEVATED tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Elevated-friction market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Havre de Grace is a city of 14,994 residents where 28.4% of occupied units are renter-occupied, and the typical renter spends 29.9% of income on rent. At an average rent of $1,416/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Havre de Grace eviction process actually works

Eviction process difficulty here reads 5.5/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Havre de Grace closes 149 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Havre de Grace's timeline is usually the calendar, not the motion practice. Housing court bias scores 5/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Havre de Grace runs $5,520 to $15,096 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 149 days of typical timeline and $1,416/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 6.2/10 in Havre de Grace, and the city has limited rent control exposure (5.2/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Maryland, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Havre de Grace: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a ELEVATED tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Maryland's statutory language. Fix those four, and most cases settle or default. Skip them, and a $15,096 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Havre de Grace

Trap · PRACTICAL TRAP
Compare Havre de Grace to neighboring cities in Cecil County via the grid below. The 6.4/10 score is computed from nine sub-factors plus a state-law multiplier under Real Property 8-401. Cecil County 2020 presidential margin: R+26.6. Cross-reference the state overview link in the guides section for Maryland statutory detail.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Havre de Grace for having a pet if my lease says "no pets"?

Yes, generally. If your lease explicitly prohibits pets and a tenant gets one, that's a lease violation. You'd typically issue a notice to cure the breach (get rid of the pet) or quit the property. Be aware of service animals or emotional support animals, which are not considered pets under fair housing laws and must be accommodated.
Q2

How long do I have to wait to file for eviction after the rent is late?

In Maryland, you can issue the 10-day pay-or-quit notice as soon as the rent is late. You don't have to wait an extra grace period unless your lease specifically grants one. Once that 10-day notice expires without payment, you can file in court.
Q3

What if my tenant claims they can't pay due to a job loss?

While unfortunate, a tenant's financial hardship doesn't automatically stop an eviction for non-payment of rent in Maryland. You can still proceed with the eviction process. However, this is a prime situation to consider "cash for keys" or a structured payment plan if you believe the tenant is genuinely trying to resolve the issue.
Q4

Does Maryland have rent control?

No, Maryland does not have statewide rent control. This means you are generally free to set market rates and raise rents as you see fit, provided you give proper notice (typically 60-90 days for a rent increase). However, keep an eye on local ordinances, as some municipalities might explore it. For current rules, see our Maryland rent control rules.
Q5

What are the biggest tenant protections I need to know about in Maryland?

Key protections include the 2-month security deposit cap and 45-day return deadline, statewide source-of-income discrimination protection, and the requirement for landlords to maintain habitable premises. Retaliation against tenants for exercising their rights is also illegal. Always be aware of Maryland tenant protections to avoid legal trouble.
06Score

What this score means for landlords2

A 5.6/10 places Havre de Grace in the 35th percentile of Maryland cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.