Skip to content
Cloverly, Maryland eviction risk overview
City brief · 16,646 residents

Cloverly, MD Eviction Risk: ELEVATED

Montgomery County · Population 16,646

In 2026
Risk score
6.4
ELEVATED

92th percentile, Maryland.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.4 Average3.6 Now6.4
7.0 2.4 1976 · score 2.4 1977 · score 2.4 1978 · score 2.4 1979 · score 2.4 1980 · score 2.5 1981 · score 2.5 1982 · score 2.6 1983 · score 2.5 1984 · score 2.4 1985 · score 2.4 1986 · score 2.4 1987 · score 2.4 1988 · score 2.4 1989 · score 2.4 1990 · score 2.5 1991 · score 2.6 1992 · score 3.0 1993 · score 3.0 1994 · score 3.0 1995 · score 3.0 1996 · score 3.1 1997 · score 3.1 1998 · score 3.2 1999 · score 3.1 2000 · score 3.1 2001 · score 3.1 2002 · score 3.1 2003 · score 3.1 2004 · score 3.0 2005 · score 3.0 2006 · score 3.1 2007 · score 3.1 2008 · score 3.7 2009 · score 3.9 2010 · score 4.1 2011 · score 4.1 2012 · score 4.1 2013 · score 4.1 2014 · score 4.1 2015 · score 4.2 2016 · score 4.5 2017 · score 4.6 2018 · score 4.6 2019 · score 4.7 2020 · score 6.8 2021 · score 7.0 2022 · score 6.5 2023 · score 6.2 2024 · score 6.6 2025 · score 6.4 2026 · score 6.4

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 7.5 Regional 7.5 State 5.7 Economic 5.8 Supply 6.4 Rent Control 3.8 Eviction 5.3 Tenant 3.4 Housing 3.3 6.4 ELEVATED
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +53.3% (2024)
    7.5
  2. Regional political climate
    County-weighted neighbor mix
    7.5
  3. State political climate
    Maryland legislature & governorship
    5.7
  4. Economic stress
    4.4% poverty · 9.4% unemp.
    5.8
  5. Supply constraint
    $2,129 average · 14.6% renters
    6.4
  6. Rent Control risk
    36.7% of income on rent
    3.8
  7. Eviction process difficulty
    141 days filing → judgment
    5.3
  8. Tenant organizing strength
    14.6% renters
    3.4
  9. Housing court bias
    County bench composition
    3.3
Geographic context

Risk heat across Cloverly and the region

Click any city to see its score

How Cloverly compares

Risk score vs. peers, county, state, and the U.S.
Rank in Montgomery County
High
#9 of 56 cities
Rank in county, 86th percentileLowHigh
#9 of 56 cities in Montgomery County for landlord eviction risk.
Rank in Maryland
Very High
#48 of 532 cities
Rank in state, 91st percentileLowHigh
#48 of 532 cities in Maryland for landlord eviction risk.
vs. county · state · U.S.
Cloverly risk score vs. county / state / U.S.Cloverly: 6.46.4CloverlyThis cityCounty: 6.26.2Countyavg in countyState: 6.26.2Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 6.4
    / 10 · ELEVATED
    The verdict

    A Elevated-tier market.

    Composite 6.4/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+4.0 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 141d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $2,129/mo. A contested eviction takes 141 days and costs $5,403–$14,580 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 14.6%
    Renters
    The renters

    Who you'll be renting to.

    Out of 16,646 residents, 14.6% rent. 37% are spending 30%+ income on rent, 4.4% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 7.5
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 7.5 and 7.5 (Dem margin +53.3% (2024)). State climate at 5.7, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 5.7
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 5.7/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 5.3, housing court bias 3.3, rent-control risk 3.8. Standard process speed for the state.

    50-yr trendProcess difficulty +0.3 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 5.8
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 5.8. Supply constraint: 6.4. The numbers behind those: 4.4% poverty, 9.4% unemployment, 37% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Cloverly sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Baltimore, MD · 147d · ~$11.8k all-in ($80/day) · score 6.7 Baltimore Columbia, MD · 136d · ~$11.5k all-in ($85/day) · score 6.1 Columbia Germantown, MD · 153d · ~$11.8k all-in ($77/day) · score 6.2 Germantown Frederick, MD · 147d · ~$10.1k all-in ($69/day) · score 5.5 Frederick Waldorf, MD · 143d · ~$12.4k all-in ($87/day) · score 6.2 Waldorf Silver Spring, MD · 147d · ~$11.0k all-in ($75/day) · score 6.5 Silver Spring Ellicott City, MD · 143d · ~$11.1k all-in ($78/day) · score 6.2 Ellicott City Glen Burnie, MD · 157d · ~$11.7k all-in ($75/day) · score 6.2 Glen Burnie Gaithersburg, MD · 145d · ~$10.8k all-in ($74/day) · score 6.3 Gaithersburg Bethesda, MD · 143d · ~$11.8k all-in ($83/day) · score 6 Bethesda Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Cloverly
Cloverly · 141d · ~$10.0k all-in ($71/day) · score 6.4 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Cloverly, MD

Landlording in Cloverly, Maryland, presents an elevated-friction market where documented notices and proactive screening matter. The Eviction Risk Score is 6.4/10 (ELEVATED tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Elevated-friction market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Cloverly is a city of 16,646 residents where 14.6% of occupied units are renter-occupied, and the typical renter spends 36.7% of income on rent. At an average rent of $2,129/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Cloverly eviction process actually works

Eviction process difficulty here reads 5.3/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Cloverly closes 141 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Cloverly's timeline is usually the calendar, not the motion practice. Housing court bias scores 3.3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Cloverly runs $5,403 to $14,580 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 141 days of typical timeline and $2,129/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 3.4/10 in Cloverly, and the city has limited rent control exposure (3.8/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Maryland, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Cloverly: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a ELEVATED tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Maryland's statutory language. Fix those four, and most cases settle or default. Skip them, and a $14,580 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Cloverly

Trap · 3.3/10
For landlords, the 6.5/10 score is most actionable when combined with Howard County's specific court behavior. Housing-court bias sub-score: 3.3/10. Use proactive screening and documented notices.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Cloverly for being a few days late on rent?

No, not immediately. Maryland law requires you to serve a 10-day pay-or-quit notice for non-payment of rent. They have those 10 days to pay or move. Only after that period, if they haven't complied, can you file for eviction. Don't jump the gun.
Q2

What if my tenant claims they lost their job and can't pay?

Sympathy is one thing, but your mortgage still needs paying. You still need to follow the legal process. You can offer a payment plan, but get it in writing. If they can't meet it, proceed with the 10-day notice. Consider "cash for keys" as an off-ramp if you want to help them move out quickly and avoid court.
Q3

Do I need a lawyer for an eviction in Cloverly?

While you can represent yourself in Maryland District Court, it's highly recommended to use an attorney, especially given Cloverly's elevated eviction risk and complex state laws. One mistake can cost you the case and months of delay. It's an investment, not an expense.
Q4

What are the rules for returning a security deposit in Maryland?

You must return the security deposit within 45 days after the tenant moves out. You can deduct for unpaid rent or damages beyond normal wear and tear. You need to provide an itemized list of deductions. Maryland law caps the deposit at 2 months' rent. Read our Maryland security deposit rules for full details.
Q5

Can I raise the rent whenever I want in Cloverly?

Maryland does not have statewide rent control, so generally, yes, you can raise the rent. However, you must provide proper notice, typically at least 60 days, before the lease renewal. Always check your lease agreement and any local ordinances, though Cloverly doesn't have its own rent control. See our Maryland rent control rules for more.
Q6

What does "source of income protection" mean for me as a landlord?

It means you cannot refuse to rent to someone solely because their income comes from a lawful source like a housing voucher, Social Security, or disability payments. You still screen them based on other criteria like credit, rental history, and overall ability to pay, but the *source* of income itself cannot be a disqualifier. This is a statewide protection in Maryland. Learn more on our Maryland tenant protections page.
06Score

What this score means for landlords2

A 6.4/10 places Cloverly in the 92nd percentile of Maryland cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.