Haverhill Eviction Risk: Elevated

63% of renter households cross the 30%-of-income line, well above the Essex County average of 50.7%. Annualized rent equals 35% of average household income of $52,653, past the 30% affordability line, which thins the margin any screening standard has to work with. This is renter territory: 74% of occupied units are tenant-occupied.

The score leans hardest on rent-regulation exposure at 7.9/10. It sits 1.6 points above the Essex County average of 6.0.

Running hot, tenant-organizing strength reads 7.9/10. Sitting well above the midpoint, court filing pressure reads 7.6/10. SNAP participation runs 24.9% against 15.2% nationally.

At $1,514 a month, rents run 9% under what the rest of Haverhill commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #9,927 of 84,120 for landlord eviction difficulty. Social vulnerability reads 9.7/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MA average is 6.2, so this tract runs 1.4 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.