Haverhill Eviction Risk: Moderate

On the high side, rent-regulation exposure reads 7.9/10. Running hot, tenant-organizing strength reads 7.9/10.

14% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. 56% of renter households cross the 30%-of-income line, above the Essex County average of 50.7%.

Average gross rent is $1,440, 14% below the Haverhill average. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Haverhill. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 77% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 3.6/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the least pressured.

Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap. It tracks the Essex County average of 6.0 closely. Annual rent works out to 18% of average household income of $94,722.

36% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.