Peabody Eviction Risk: Elevated

79% of renter households cross the 30%-of-income line, far above the Essex County average of 50.7%. Annualized rent equals 56% of average household income of $69,946, past the 30% affordability line, which thins the margin any screening standard has to work with. The score leans hardest on supply constraint at 10/10.

Average gross rent is $3,285, 68% above the Peabody average. The voucher gap is 67.4%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Running cool, economic stress reads 1.2/10.

On the high side, rent-regulation exposure reads 8.5/10. SNAP participation runs 7.0% against 15.2% nationally.

Adults with no health insurance runs 3.6% against 11.3% nationally. That is riskier than roughly 82% of the 84,120 US census tracts in this model.

CDC social-vulnerability scoring puts the tract at 7.1/10. Of its three components the housing type and transport measure is the most pressured.

Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap. It tracks the Essex County average of 6.0 closely.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.