Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #16,032 of 84,120 nationally
Springfield Street Historic District Eviction Risk: Elevated , Chicopee
Tract 25013810902 · Hampden County, MA · pop 4,543 · neighborhood within 0.5 mi
With a score of 6.4/10, tract 25013810902 in the Springfield Street Historic District area of Chicopee, MA reads elevated for landlord eviction risk. Population here is 4,543. What pushes it up most is court filing pressure at 8.5/10.
Risk score
6.4
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 16%
Stable renters 28%
Owners 56%
Tract context
Occupied units1,818
Renter share44.5%
SVI overall0.59
Poverty rate13.2%
Median income$69,267
Percentile rank
Higher percentile = riskier than more peers.Within parent city
36
th percentile
Low
Within county
56
th percentile
Elevated
Within state
55
th percentile
Elevated
Geographic context
Risk heat across Chicopee and the region
Centroid at 42.1367, -72.6052 · click any tract to drill in
Why Springfield Street Historic District scores 6.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Chicopee
6.3
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
13.2% poverty · this tract
3.3
Supply constraint
$1,082 rent vs county FMR
2.2
Rent control risk
Inherited from Chicopee
6.5
Eviction process difficulty
State law sets the calendar
6.0
Tenant organizing strength
Inherited from Chicopee
8.5
Housing court bias
Inherited from Chicopee
6.7
How Springfield Street Historic District compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 59
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 64%Socioeconomic
- 52%Household composition
- 51%Racial/ethnic minority
- 50%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 41%Grade B
- 38%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Springfield Street Historic District. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 15.7%Housing insecurity
- 10.0%Utility-shutoff threat
- 17.7%Food insecurity
- 21.1%SNAP enrollment
- 10.5%Transit barriers
- 7.5%No health insurance
- 20.5%Frequent mental distress
- 34.2%Any disability
Analysis
What drives eviction risk in Springfield Street Historic District
22% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Against Hampden County at 46.5%, roughly one in three of renters here are cost-burdened. Running hot, tenant-organizing strength reads 8.5/10.
Running cool, supply constraint reads 2.2/10. Against the Hampden County average of 5.8, this tract reads riskier for landlords by 0.6 points.
This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Holyoke Chicopee. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 81% of the 84,120 US census tracts in this model.
CDC social-vulnerability scoring puts the tract at 6.4/10. Average gross rent is $1,082, close to the Chicopee average.
Annual rent works out to 19% of average household income of $69,267. 45% of occupied units are renter-occupied.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 25013810902
Q1
What is the eviction-risk score for census tract 25013810902?
Census tract 25013810902 in the Springfield Street Historic District neighborhood scores 6.4/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 25013810902?
Median gross rent is $1,082/month (ACS 5-year 2023, table B25064). 36% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 25013810902?
13.2% of residents in tract 25013810902 live below the federal poverty line (ACS B17001, 2023). Population: 4,543.
Q4
How socially vulnerable is tract 25013810902?
CDC Social Vulnerability Index ranks this tract in the 59th percentile nationally. Sub-themes: socioeconomic 64th, household 52th, minority 51th, housing 50th.
Q5
Is tract 25013810902 considered part of Springfield Street Historic District?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013810902 fall within Springfield Street Historic District (neighborhood centroid within 0.5 miles, OSM data).
Q6
What share of households in tract 25013810902 struggle to pay rent?
About 15.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 25013810902 compare to Chicopee overall?
Tract 25013810902 scores 6.4/10, right in line with the parent city of Chicopee at 6.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chicopee eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 25013810902 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Chicopee
Top eight tracts in Chicopee ranked by composite eviction-risk score.
Tract · MA
The Commons
7.7
/ 10 · High
Tract · MA
Chicopee Falls
7.7
/ 10 · High
Tract · MA
Springfield Street Historic District
7.5
/ 10 · High
Tract · MA
Willimansett
7.3
/ 10 · Elevated
Tract · MA
Fairview
6.7
/ 10 · Elevated
Tract · MA
Chicopee Falls
6.7
/ 10 · Elevated
Tract · MA
The Commons
6.4
/ 10 · Elevated
Tract · MA
Aldenville
6.2
/ 10 · Elevated
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