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Neighborhood · Ranked #28,017 of 84,120 nationally

Springfield Street Historic District Eviction Risk: Moderate , Chicopee

Tract 25013810902 · Hampden County, MA · pop 4,543 · neighborhood within 0.5 mi

For landlords sizing up the Springfield Street Historic District neighborhood of Chicopee, census tract 25013810902 carries an elevated eviction-risk score of 6.4/10. That is riskier than roughly 85% of the 84,120 US census tracts we score.

About 36% of renters carry a rent burden of 30% of income or higher, a high level, and 22% are severely burdened at 50% or more. Average rent runs $1,082 a month against an average household income of $69,267 a year, roughly 19% of income at the averages. Renters make up 45% of occupied homes.

Risk score
4.8
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 16% Stable renters 28% Owners 56%
Tract context
Occupied units1,818
Renter share44.5%
SVI overall0.59
Poverty rate13.2%
Median income$69,267

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#2 of 3 tracts In Springfield Street Historic District
Moderate
Within parent city
36 th percentile
Rank, 36th percentileLowHigh
#8 of 12 tracts In Chicopee
Low
Within county
52 th percentile
Rank, 52nd percentileLowHigh
#51 of 104 tracts In Hampden County
Moderate
Within state
76 th percentile
Rank, 76th percentileLowHigh
#395 of 1,613 tracts In Massachusetts
High
Geographic context

Risk heat across Chicopee and the region

Centroid at 42.1367, -72.6052 · click any tract to drill in

Why Springfield Street Historic District scores 4.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Chicopee
6.3
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
13.2% poverty · this tract
3.3
Supply constraint
$1,082 rent vs county FMR
2.2
Rent control risk
Inherited from Chicopee
6.5
Eviction process difficulty
State law sets the calendar
6.0
Tenant organizing strength
Inherited from Chicopee
8.5
Housing court bias
Inherited from Chicopee
6.7

How Springfield Street Historic District compares

Risk score vs. parent city, county, state.
Springfield Street Historic District risk score vs. parent city / county / stateThis tract: 4.84.8This tracttract 810902Chicopee: 6.06.0Chicopeeparent cityCounty: 4.64.6Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 59

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Springfield Street Historic District. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Springfield Street Historic District

The heaviest input here is tenant organizing strength at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chicopee eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Hampden County average of 6.6 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the safer side for landlords.

In CDC survey modeling, about 15.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 10.0% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 59th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 25013810902

Q1

What is the eviction-risk score for census tract 25013810902?

Census tract 25013810902 in the Springfield Street Historic District neighborhood scores 4.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 25013810902?

Median gross rent is $1,082/month (ACS 5-year 2023, table B25064). 36% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 25013810902?

13.2% of residents in tract 25013810902 live below the federal poverty line (ACS B17001, 2023). Population: 4,543.
Q4

How socially vulnerable is tract 25013810902?

CDC Social Vulnerability Index ranks this tract in the 59th percentile nationally. Sub-themes: socioeconomic 64th, household 52th, minority 51th, housing 50th.
Q5

Is tract 25013810902 considered part of Springfield Street Historic District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013810902 fall within Springfield Street Historic District (neighborhood centroid within 0.5 miles, OSM data).
Q6

What share of households in tract 25013810902 struggle to pay rent?

About 15.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 25013810902 compare to Chicopee overall?

Tract 25013810902 scores 4.8/10, lower than the parent city of Chicopee at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chicopee eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 25013810902 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Chicopee

Top eight tracts in Chicopee ranked by composite eviction-risk score.

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