Neighborhood · Ranked #32,735 of 84,120 nationally

Springfield Street Historic District Eviction Risk: Moderate , Chicopee

Tract 25013811000 · Hampden County, MA · pop 4,858 · neighborhood within 1.1 mi

Landlord eviction risk in census tract 25013811000 (the Springfield Street Historic District neighborhood of Chicopee, Massachusetts) comes in at 6.2/10, the Elevated tier. That is riskier than roughly 80% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 35% of renter households, a high level, and 5% are severely burdened at 50% or more. The typical renter pays about $1,186 a month while the average household earns $61,563 a year, roughly 23% of income at the averages. Renters make up 32% of occupied homes.

Risk score

4.5

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 11% Stable renters 21% Owners 68%

Tract context

Occupied units2,103

Renter share32.0%

SVI overall0.37

Poverty rate6.4%

Median income$61,563

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Chicopee and the region

Centroid at 42.1598, -72.6038 · click any tract to drill in

Why Springfield Street Historic District scores 4.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Chicopee

6.3

Regional political climate

2024 county presidential margin

5.9

State political climate

Massachusetts legislature & governorship

6.2

Economic stress

6.4% poverty · this tract

1.6

Supply constraint

$1,186 rent vs county FMR

2.9

Rent control risk

Inherited from Chicopee

6.5

Eviction process difficulty

State law sets the calendar

6.0

Tenant organizing strength

Inherited from Chicopee

8.5

Housing court bias

Inherited from Chicopee

6.7

How Springfield Street Historic District compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 37

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

31%Socioeconomic
79%Household composition
38%Racial/ethnic minority
24%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
90%Grade C
4%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Springfield Street Historic District. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

11.7%Housing insecurity
7.3%Utility-shutoff threat
13.0%Food insecurity
15.5%SNAP enrollment
7.6%Transit barriers
5.9%No health insurance
18.1%Frequent mental distress
32.9%Any disability

Analysis

What drives eviction risk in Springfield Street Historic District

The score leans hardest on tenant organizing strength at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chicopee eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Hampden County average of 6.6 and in line with the Massachusetts statewide average of 5.9. Within its own county it reads on the safer side for landlords.

Part of this tract, about 4% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

In CDC survey modeling, about 11.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.3% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 25013811000

What is the eviction-risk score for census tract 25013811000?

Census tract 25013811000 in the Springfield Street Historic District neighborhood scores 4.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 25013811000?

Median gross rent is $1,186/month (ACS 5-year 2023, table B25064). 35% of renter households are cost-burdened.

What is the poverty rate in tract 25013811000?

6.4% of residents in tract 25013811000 live below the federal poverty line (ACS B17001, 2023). Population: 4,858.

How socially vulnerable is tract 25013811000?

CDC Social Vulnerability Index ranks this tract in the 37th percentile nationally. Sub-themes: socioeconomic 31th, household 79th, minority 38th, housing 24th.

Is tract 25013811000 considered part of Springfield Street Historic District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013811000 fall within Springfield Street Historic District (neighborhood centroid within 1.1 miles, OSM data).

What share of households in tract 25013811000 struggle to pay rent?

About 11.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.3% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 25013811000 compare to Chicopee overall?

Tract 25013811000 scores 4.5/10, lower than the parent city of Chicopee at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chicopee eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 25013811000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 4% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Chicopee

Top eight tracts in Chicopee ranked by composite eviction-risk score.