Neighborhood · Ranked #26,446 of 84,120 nationally

The Commons Eviction Risk: Moderate , Chicopee

Tract 25013811102 · Hampden County, MA · pop 7,130 · neighborhood within 1.4 mi

In The Commons in Chicopee, census tract 25013811102 scores 6.5/10 for eviction risk. That is riskier than roughly 87% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 37% of renter households, a high level, and 9% are severely burdened at 50% or more. Average rent runs $984 a month against an average household income of $77,870 a year, roughly 15% of income at the averages. About 45% of occupied units are renter-occupied.

Risk score

4.9

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 16% Stable renters 28% Owners 56%

Tract context

Occupied units2,726

Renter share44.6%

SVI overall0.75

Poverty rate15.8%

Median income$77,870

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Chicopee and the region

Centroid at 42.1633, -72.6210 · click any tract to drill in

Why The Commons scores 4.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Chicopee

6.3

Regional political climate

2024 county presidential margin

5.9

State political climate

Massachusetts legislature & governorship

6.2

Economic stress

15.8% poverty · this tract

4.0

Supply constraint

$984 rent vs county FMR

1.6

Rent control risk

Inherited from Chicopee

6.5

Eviction process difficulty

State law sets the calendar

6.0

Tenant organizing strength

Inherited from Chicopee

8.5

Housing court bias

Inherited from Chicopee

6.7

How The Commons compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 75

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

60%Socioeconomic
97%Household composition
65%Racial/ethnic minority
48%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
1%Grade C
74%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within The Commons. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

17.8%Housing insecurity
11.0%Utility-shutoff threat
20.5%Food insecurity
24.0%SNAP enrollment
11.2%Transit barriers
9.4%No health insurance
19.7%Frequent mental distress
36.1%Any disability

Analysis

What drives eviction risk in The Commons

The heaviest input here is tenant organizing strength at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chicopee eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Hampden County average of 6.6 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the safer side for landlords.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 74% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

In CDC survey modeling, about 17.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 11.0% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 25013811102

What is the eviction-risk score for census tract 25013811102?

Census tract 25013811102 in the The Commons neighborhood scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 25013811102?

Median gross rent is $984/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.

What is the poverty rate in tract 25013811102?

15.8% of residents in tract 25013811102 live below the federal poverty line (ACS B17001, 2023). Population: 7,130.

How socially vulnerable is tract 25013811102?

CDC Social Vulnerability Index ranks this tract in the 75th percentile nationally. Sub-themes: socioeconomic 60th, household 97th, minority 65th, housing 48th.

Is tract 25013811102 considered part of The Commons?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013811102 fall within The Commons (neighborhood centroid within 1.4 miles, OSM data).

What share of households in tract 25013811102 struggle to pay rent?

About 17.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 25013811102 compare to Chicopee overall?

Tract 25013811102 scores 4.9/10, lower than the parent city of Chicopee at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chicopee eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 25013811102 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 74% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Chicopee

Top eight tracts in Chicopee ranked by composite eviction-risk score.