Mount Bowdoin Eviction Risk: High

The severe-burden share is 34%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. Pulling the other way is supply constraint, at 1.1/10.

CDC survey data puts housing insecurity at 31.8% of adults, against 14.2% nationally. Annualized rent equals 37% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. 75% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

Food insecurity affects 38.4% of adults, 20.6 points above the national rate. At $1,520 a month, rents sit 29% under what the rest of Boston commands. Running hot is tenant-organizing strength at 8.5/10.

The poverty rate is 26%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. On the high side is rent-regulation exposure at 8/10.

Scores across the 4 constituent tracts range from 8.5 to 9.5. A 1-point internal spread means block-level underwriting beats area-level here.

For a specific building, read the per-tract breakdown below rather than the 9.2 headline, because the internal range is too wide to average safely. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.