Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #3,529 of 84,120 nationally
Bellingham Hill Eviction Risk: High , Chelsea
Tract 25025160102 · Suffolk County, MA · pop 3,543 · neighborhood within 0.1 mi
Census tract 25025160102 covers part of the Bellingham Hill area of Chelsea, MA, and scores 9.2/10 on landlord eviction risk. Population here is 3,543. The score leans hardest on tenant-organizing strength at 9.8/10.
Risk score
9.2
High
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 39%
Stable renters 51%
Owners 10%
Tract context
Occupied units1,150
Renter share89.0%
SVI overall0.91
Poverty rate26.5%
Median income$67,500
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
72
th percentile
Elevated
Within state
95
th percentile
Very High
Geographic context
Risk heat across Chelsea and the region
Centroid at 42.3922, -71.0289 · click any tract to drill in
Why Bellingham Hill scores 9.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Chelsea
8.3
Regional political climate
2024 county presidential margin
8.2
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
26.5% poverty · this tract
6.6
Supply constraint
$1,648 rent vs county FMR
1.0
Rent control risk
Inherited from Chelsea
7.7
Eviction process difficulty
State law sets the calendar
5.9
Tenant organizing strength
Inherited from Chelsea
9.8
Housing court bias
Inherited from Chelsea
7.9
How Bellingham Hill compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 91
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 57%Socioeconomic
- 94%Household composition
- 92%Racial/ethnic minority
- 98%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 72%Grade C
- 14%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 95Total filings 2020-21
- 2.0Avg monthly (observed)
- 3.4Pre-pandemic baseline
- 0.59×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Boston, MA as part of its 34-metro Eviction Tracking System.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 31.8%Housing insecurity
- 19.0%Utility-shutoff threat
- 37.6%Food insecurity
- 39.6%SNAP enrollment
- 19.8%Transit barriers
- 19.8%No health insurance
- 20.3%Frequent mental distress
- 35.0%Any disability
Analysis
What drives eviction risk in Bellingham Hill
Severe burden reaches 29%. Those are renters paying half their income or more, and that is where non-payment filings originate. This is renter territory: 89% of occupied units are tenant-occupied.
Food insecurity runs 37.6% against 17.8% nationally. Running cool, supply constraint reads 1/10. On the high side, local political climate reads 8.3/10.
The poverty rate is 27%, which in this model reads as reduced rent-recovery odds after a judgment. It sits 1.3 points above the Suffolk County average of 7.9. Inability to pay a utility bill runs 19.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.
Average gross rent is $1,648, 16% below the Chelsea average. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 96% of the 84,120 US census tracts in this model.
Social vulnerability reads 9.2/10 on the CDC index, a measure of exposure to housing and economic shocks.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 25025160102
Q1
What is the eviction-risk score for census tract 25025160102?
Census tract 25025160102 in the Bellingham Hill neighborhood scores 9.2/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 25025160102?
Median gross rent is $1,648/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 25025160102?
26.5% of residents in tract 25025160102 live below the federal poverty line (ACS B17001, 2023). Population: 3,543.
Q4
How socially vulnerable is tract 25025160102?
CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 57th, household 94th, minority 92th, housing 98th.
Q5
Is tract 25025160102 considered part of Bellingham Hill?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25025160102 fall within Bellingham Hill (neighborhood centroid within 0.1 miles, OSM data).
Q6
Did eviction filings in tract 25025160102 drop during COVID?
Pandemic-era filings ran 0.59× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Boston eviction risk, MA), 2020-2021.
Q7
What share of households in tract 25025160102 struggle to pay rent?
About 31.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 19.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 25025160102 compare to Chelsea overall?
Tract 25025160102 scores 9.2/10, higher than the parent city of Chelsea at 7.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chelsea eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 25025160102 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 14% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Chelsea
Top eight tracts in Chelsea ranked by composite eviction-risk score.
Tract · MA
Park Square
9.2
/ 10 · Very High
Tract · MA
Mill Hill
9.2
/ 10 · Very High
Tract · MA
Bellingham Square Historic District
8.8
/ 10 · High
Tract · MA
Chelsea Square
8.8
/ 10 · High
Tract · MA
Cary Square
8.6
/ 10 · High
Tract · MA
Prattville
8.2
/ 10 · High
Tract · MA
Admirals Hill
7.9
/ 10 · High
Tract · MA
Cary Square
6.5
/ 10 · Elevated
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