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Neighborhood · Ranked #10,885 of 84,120 nationally

Bellingham Hill Eviction Risk: Elevated , Chelsea

Tract 25025160102 · Suffolk County, MA · pop 3,543 · neighborhood within 0.1 mi

Bellingham Hill in Chelsea is where census tract 25025160102 sits, home to 3,543 residents. Its landlord eviction-risk score is 6.8/10. It lands near the 92nd percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 43% of renter households, a severe level, and 29% are severely burdened at 50% or more. Average gross rent is $1,648 monthly, set against $67,500 in average yearly household income, roughly 29% of income at the averages. About 89% of occupied units are renter-occupied, a renter-majority tract.

Risk score
6.1
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 39% Stable renters 51% Owners 10%
Tract context
Occupied units1,150
Renter share89.0%
SVI overall0.91
Poverty rate26.5%
Median income$67,500

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Bellingham Hill
Moderate
Within parent city
75 th percentile
Rank, 75th percentileLowHigh
#3 of 9 tracts In Chelsea
High
Within county
67 th percentile
Rank, 67th percentileLowHigh
#77 of 234 tracts In Suffolk County
Elevated
Within state
90 th percentile
Rank, 90th percentileLowHigh
#155 of 1,613 tracts In Massachusetts
Very High
Geographic context

Risk heat across Chelsea and the region

Centroid at 42.3922, -71.0289 · click any tract to drill in

Why Bellingham Hill scores 6.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Chelsea
8.3
Regional political climate
2024 county presidential margin
8.2
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
26.5% poverty · this tract
6.6
Supply constraint
$1,648 rent vs county FMR
1.0
Rent control risk
Inherited from Chelsea
7.7
Eviction process difficulty
State law sets the calendar
5.9
Tenant organizing strength
Inherited from Chelsea
9.8
Housing court bias
Inherited from Chelsea
7.9

How Bellingham Hill compares

Risk score vs. parent city, county, state.
Bellingham Hill risk score vs. parent city / county / stateThis tract: 6.16.1This tracttract 160102Chelsea: 6.46.4Chelseaparent cityCounty: 5.55.5Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 91

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Pandemic-era tracking (2020–2021)

  • 95Total filings 2020-21
  • 2.0Avg monthly (observed)
  • 3.4Pre-pandemic baseline
  • 0.59×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2023-11-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 1 filings (0.36× baseline)2020-02-01: 2 filings (0.73× baseline)2020-03-01: 2 filings (1.14× baseline)2020-04-01: 1 filings (0.21× baseline)2020-05-01: 0 filings (0.00× baseline)2020-06-01: 0 filings (0.00× baseline)2020-07-01: 0 filings (0.00× baseline)2020-08-01: 0 filings (0.00× baseline)2020-09-01: 0 filings (0.00× baseline)2020-10-01: 0 filings (0.00× baseline)2020-11-01: 0 filings (0.00× baseline)2020-12-01: 4 filings (1.78× baseline)2021-01-01: 2 filings (0.73× baseline)2021-02-01: 0 filings (0.00× baseline)2021-03-01: 0 filings (0.00× baseline)2021-04-01: 0 filings (0.00× baseline)2021-05-01: 0 filings (0.00× baseline)2021-06-01: 1 filings (0.44× baseline)2021-07-01: 1 filings (0.21× baseline)2021-08-01: 2 filings (0.47× baseline)2021-09-01: 4 filings (0.89× baseline)2021-10-01: 0 filings (0.00× baseline)2021-11-01: 0 filings (0.00× baseline)2021-12-01: 6 filings (2.67× baseline)2022-01-01: 1 filings (0.36× baseline)2022-02-01: 3 filings (1.09× baseline)2022-03-01: 7 filings (4.00× baseline)2022-04-01: 1 filings (0.21× baseline)2022-05-01: 2 filings (0.80× baseline)2022-06-01: 2 filings (0.89× baseline)2022-07-01: 8 filings (1.68× baseline)2022-08-01: 4 filings (0.94× baseline)2022-09-01: 0 filings (0.00× baseline)2022-10-01: 3 filings (0.48× baseline)2022-11-01: 0 filings (0.00× baseline)2022-12-01: 2 filings (0.89× baseline)2023-01-01: 1 filings (0.36× baseline)2023-02-01: 1 filings (0.36× baseline)2023-03-01: 1 filings (0.57× baseline)2023-04-01: 6 filings (1.26× baseline)2023-05-01: 8 filings (3.20× baseline)2023-06-01: 7 filings (3.11× baseline)2023-07-01: 4 filings (0.84× baseline)2023-08-01: 2 filings (0.47× baseline)2023-09-01: 4 filings (0.89× baseline)2023-10-01: 1 filings (0.16× baseline)2023-11-01: 1 filings (2.00× baseline)

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Boston, MA as part of its 34-metro Eviction Tracking System.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Bellingham Hill

What moves this score most is tenant organizing strength at 9.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chelsea eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Suffolk County average of 6.7 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the riskier side for landlords.

During 2020 and 2021, eviction filings here ran at about 0.59x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.

Part of this tract, about 14% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 25025160102

Q1

What is the eviction-risk score for census tract 25025160102?

Census tract 25025160102 in the Bellingham Hill neighborhood scores 6.1/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 25025160102?

Median gross rent is $1,648/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 25025160102?

26.5% of residents in tract 25025160102 live below the federal poverty line (ACS B17001, 2023). Population: 3,543.
Q4

How socially vulnerable is tract 25025160102?

CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 57th, household 94th, minority 92th, housing 98th.
Q5

Is tract 25025160102 considered part of Bellingham Hill?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25025160102 fall within Bellingham Hill (neighborhood centroid within 0.1 miles, OSM data).
Q6

Did eviction filings in tract 25025160102 drop during COVID?

Pandemic-era filings ran 0.59× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Boston eviction risk, MA), 2020-2021.
Q7

What share of households in tract 25025160102 struggle to pay rent?

About 31.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 19.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 25025160102 compare to Chelsea overall?

Tract 25025160102 scores 6.1/10, lower than the parent city of Chelsea at 6.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chelsea eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 25025160102 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 14% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Chelsea

Top eight tracts in Chelsea ranked by composite eviction-risk score.

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