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Neighborhood · Ranked #5,153 of 84,120 nationally

Cary Square Eviction Risk: High , Chelsea

Tract 25025160501 · Suffolk County, MA · pop 6,283 · neighborhood within 0.1 mi

25025160501 is a census tract in the Cary Square area of Chelsea, MA. It scores 8.6/10 for landlords. Population here is 6,283. Severe burden reaches 45%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score
8.6
High
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 43% Stable renters 23% Owners 34%
Tract context
Occupied units1,971
Renter share66.4%
SVI overall0.85
Poverty rate16.0%
Median income$59,625

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Cary Square
Very High
Within parent city
38 th percentile
Rank, 38th percentileLowHigh
#6 of 9 tracts In Chelsea
Low
Within county
63 th percentile
Rank, 63rd percentileLowHigh
#88 of 234 tracts In Suffolk County
Elevated
Within state
92 th percentile
Rank, 92nd percentileLowHigh
#131 of 1,613 tracts In Massachusetts
Very High
Geographic context

Risk heat across Chelsea and the region

Centroid at 42.3983, -71.0329 · click any tract to drill in

Why Cary Square scores 8.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Chelsea
8.3
Regional political climate
2024 county presidential margin
8.2
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
16.0% poverty · this tract
4.0
Supply constraint
$1,724 rent vs county FMR
1.1
Rent control risk
Inherited from Chelsea
7.7
Eviction process difficulty
State law sets the calendar
5.9
Tenant organizing strength
Inherited from Chelsea
9.8
Housing court bias
Inherited from Chelsea
7.9

How Cary Square compares

Risk score vs. parent city, county, state.
Cary Square risk score vs. parent city / county / state8.6This tracttract 1605017.8Chelseaparent city7.9Countyavg tract in county6.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 85

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 241Total filings over 5 yrs
  • 3.69%Avg annual filing rate
  • 4.1%Peak (2016)
  • 54Filings in 2016 (latest validated)
Filings by year 2012 to 2016
Year-by-year eviction filings in tract 25025160501
Filings climbed 32% over the past 5 months.

Pandemic-era tracking (2020–2021)

  • 149Total filings 2020-21
  • 3.2Avg monthly (observed)
  • 3.9Pre-pandemic baseline
  • 0.82×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2023-11-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran below baseline. Eviction Lab tracked Boston, MA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Cary Square. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Cary Square

Cost burden runs 65% here against 47.0% across Suffolk County. The score leans hardest on tenant-organizing strength at 9.8/10.

Running cool, supply constraint reads 1.1/10. Annualized rent equals 35% of average household income of $59,625, past the 30% affordability line, which thins the margin any screening standard has to work with.

66% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. SNAP participation runs 29.7% against 15.2% nationally.

Sitting well above the midpoint, local political climate reads 8.3/10. Princeton's Eviction Lab logged 241 filings here across 5 tracked years. Against the Suffolk County average of 7.9, this tract reads riskier for landlords by 0.7 points.

Average gross rent is $1,724, 12% below the Chelsea average. Inability to pay a utility bill runs 14.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Filings peaked in 2016 at 4.1% of renter households. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Chelsea. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 3.7% of renter households face a filing.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 25025160501

Q1

What is the eviction-risk score for census tract 25025160501?

Census tract 25025160501 in the Cary Square neighborhood scores 8.6/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 25025160501?

Median gross rent is $1,724/month (ACS 5-year 2023, table B25064). 65% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 25025160501?

16.0% of residents in tract 25025160501 live below the federal poverty line (ACS B17001, 2023). Population: 6,283.
Q4

How socially vulnerable is tract 25025160501?

CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 81th, household 81th, minority 88th, housing 71th.
Q5

Is tract 25025160501 considered part of Cary Square?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25025160501 fall within Cary Square (neighborhood centroid within 0.1 miles, OSM data).
Q6

How many evictions are filed each year in tract 25025160501?

Princeton Eviction Lab recorded 241 eviction filings across 5 validated years in tract 25025160501 (2000-2018). The average annual filing rate is 3.69% of renter households, peaking at 4.1% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 25025160501 drop during COVID?

Pandemic-era filings ran 0.82× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Boston eviction risk, MA), 2020-2021.
Q8

What share of households in tract 25025160501 struggle to pay rent?

About 26.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9

How does tract 25025160501 compare to Chelsea overall?

Tract 25025160501 scores 8.6/10, higher than the parent city of Chelsea at 7.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chelsea eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10

Was tract 25025160501 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 4% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Chelsea

Top eight tracts in Chelsea ranked by composite eviction-risk score.

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