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Otisville, Michigan eviction risk overview
City brief · 988 residents

Otisville, MI Eviction Risk: LOW

Genesee County · Population 988

In 2026
Risk score
2.8
LOW

33th percentile, Michigan.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.8 Average2.7 Now2.8
4.3 1.8 1976 · score 2.1 1977 · score 2.1 1978 · score 2.0 1979 · score 2.1 1980 · score 2.2 1981 · score 2.2 1982 · score 2.3 1983 · score 2.2 1984 · score 2.2 1985 · score 2.1 1986 · score 2.1 1987 · score 2.1 1988 · score 1.8 1989 · score 1.8 1990 · score 1.8 1991 · score 1.9 1992 · score 2.4 1993 · score 2.4 1994 · score 2.3 1995 · score 2.3 1996 · score 2.5 1997 · score 2.5 1998 · score 2.6 1999 · score 2.6 2000 · score 2.5 2001 · score 2.6 2002 · score 2.6 2003 · score 2.7 2004 · score 2.6 2005 · score 2.6 2006 · score 2.6 2007 · score 2.7 2008 · score 3.3 2009 · score 3.5 2010 · score 3.5 2011 · score 3.6 2012 · score 3.4 2013 · score 3.4 2014 · score 3.2 2015 · score 3.1 2016 · score 3.1 2017 · score 3.0 2018 · score 3.0 2019 · score 2.9 2020 · score 4.2 2021 · score 4.3 2022 · score 3.3 2023 · score 3.0 2024 · score 2.9 2025 · score 2.9 2026 · score 2.8

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.9 Regional 5.9 State 3.3 Economic 5.0 Supply 3.5 Rent Control 8.2 Eviction 2.7 Tenant 3.8 Housing 7.3 2.8 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +4.2% (2024)
    5.9
  2. Regional political climate
    County-weighted neighbor mix
    5.9
  3. State political climate
    Michigan legislature & governorship
    3.3
  4. Economic stress
    13.7% poverty · 1.5% unemp.
    5.0
  5. Supply constraint
    $758 average · 17.1% renters
    3.5
  6. Rent Control risk
    33.0% of income on rent
    8.2
  7. Eviction process difficulty
    64 days filing → judgment
    2.7
  8. Tenant organizing strength
    17.1% renters
    3.8
  9. Housing court bias
    County bench composition
    7.3
Geographic context

Risk heat across Otisville and the region

Click any city to see its score

How Otisville compares

Risk score vs. peers, county, state, and the U.S.
Rank in Genesee County
Very Low
#17 of 18 cities
Rank in county, 6th percentileLowHigh
#17 of 18 cities in Genesee County for landlord eviction risk.
Rank in Michigan
Low
#564 of 743 cities
Rank in state, 24th percentileLowHigh
#564 of 743 cities in Michigan for landlord eviction risk.
vs. county · state · U.S.
Otisville risk score vs. county / state / U.S.Otisville: 2.82.8OtisvilleThis cityCounty: 3.73.7Countyavg in countyState: 3.33.3Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.8
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.8/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.7 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 64d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $758/mo. A contested eviction takes 64 days and costs $2,330–$7,152 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 17.1%
    Renters
    The renters

    Who you'll be renting to.

    Out of 988 residents, 17.1% rent. 33% are spending 30%+ income on rent, 13.7% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.9
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.9 and 5.9 (Dem margin +4.2% (2024)). State climate at 3.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 3.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 3.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.7, housing court bias 7.3, rent-control risk 8.2. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.3 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 5
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 5. Supply constraint: 3.5. The numbers behind those: 13.7% poverty, 1.5% unemployment, 33% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Otisville sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Sterling Heights, MI · 56d · ~$4.7k all-in ($83/day) · score 3.2 Sterling Heights Troy, MI · 59d · ~$4.3k all-in ($73/day) · score 2.9 Troy Farmington Hills, MI · 54d · ~$5.1k all-in ($94/day) · score 3 Farmington Hills Flint, MI · 59d · ~$4.8k all-in ($81/day) · score 4.2 Flint Rochester Hills, MI · 58d · ~$4.4k all-in ($77/day) · score 2.9 Rochester Hills Southfield, MI · 54d · ~$5.0k all-in ($93/day) · score 3.3 Southfield Novi, MI · 62d · ~$4.8k all-in ($77/day) · score 2.9 Novi Pontiac, MI · 54d · ~$4.1k all-in ($77/day) · score 3.5 Pontiac Royal Oak, MI · 58d · ~$4.9k all-in ($85/day) · score 2.9 Royal Oak Detroit, MI · 62d · ~$4.9k all-in ($78/day) · score 4.4 Detroit Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Otisville
Otisville · 64d · ~$4.7k all-in ($74/day) · score 2.8 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Otisville, MI

Landlording in Otisville, Michigan, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.8/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Otisville is a city of 988 residents where 17.1% of occupied units are renter-occupied, and the typical renter spends 33.0% of income on rent. At an average rent of $758/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Otisville eviction process actually works

Eviction process difficulty here reads 2.7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Otisville closes 64 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Otisville's timeline is usually the calendar, not the motion practice. Housing court bias scores 7.3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Otisville runs $2,330 to $7,152 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 64 days of typical timeline and $758/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 3.8/10 in Otisville, and the city sits at the top of the rent control risk spectrum (8.2/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Michigan, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Otisville: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Michigan's statutory language. Fix those four, and most cases settle or default. Skip them, and a $7,152 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Otisville

Trap · 8.2/10
Comparative benchmarking matters in markets like this. Otisville's 6.1/10 is near the Michigan state average. Rent-control-risk sub-score: 8.2/10. See the nearby cities grid below for direct A-vs-B comparison.
05FAQ

Frequently asked questions

Q1

What if my tenant claims they're waiting for government assistance for rent?

While some programs exist, you are generally not required to wait for assistance to come through before starting the eviction process in Michigan. Continue with your 7-day pay-or-quit notice. If the assistance comes through within that period and covers the full amount, great. If not, proceed to court. Waiting indefinitely only prolongs your lost income. Michigan does not have statewide source-of-income protection, so you are not obligated to accept specific types of income if your screening criteria are clear and applied consistently.

Q2

Can I evict a tenant in Otisville for being loud or disruptive?

Yes, if their behavior violates a specific clause in your lease agreement. Your lease should clearly define what constitutes a nuisance or disruptive behavior. You would typically issue a "cure or quit" notice, giving them a reasonable time (often 30 days for lease violations in Michigan, though this can vary) to correct the behavior. If they don't, you can proceed with an eviction filing based on the lease violation. Make sure you have documented evidence of the disruption.

Q3

Do I need a lawyer for an eviction in Otisville?

While you can represent yourself in Michigan district court, it's highly recommended to use an attorney for evictions, especially given the 7.3/10 housing-court-bias sub-score. Eviction law is complex, and procedural errors are common for landlords representing themselves. A small mistake can lead to your case being dismissed, forcing you to restart the entire process, costing you more in lost rent and legal fees than the attorney would have charged initially. Given the typical cost range of $2,330, $7,152, an attorney's fee is often a sound investment.

Q4

What if my tenant abandons the property? Can I just take possession?

Michigan law has specific rules for abandoned property. You cannot simply assume abandonment and change the locks. There must be clear evidence, such as the tenant removing all belongings, ceasing to pay rent, and communicating their intent to leave. Even then, it's best to send a formal notice of abandonment and wait a specified period (usually 7-30 days, depending on circumstances and lease terms) before taking possession. Improperly taking possession can be considered an illegal self-help eviction. When in doubt, consult an attorney or proceed with a formal eviction to avoid legal trouble.

Q5

What are the rules for raising rent in Otisville?

Michigan has no statewide rent control laws, as indicated by the 8.2/10 rent-control-risk sub-score, which means that while there's no current restriction, the political climate suggests it could be a future concern. For now, you can raise rent to market rates. However, you must provide proper notice as per your lease agreement and Michigan law. For month-to-month tenancies, a 30-day written notice is typical. For fixed-term leases, you can only raise rent at the lease renewal, with proper notice before the renewal period. Always provide written notice of any rent increase.

06Score

What this score means for landlords2

A 2.8/10 places Otisville in the 33rd percentile of Michigan cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.