Troy Eviction Risk: Moderate

The voucher gap is 33.2%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. 20% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Sitting well above the midpoint, supply constraint reads 8.3/10.

Running cool, economic stress reads 2.3/10. At $1,835 a month, rents run 15% over what the rest of Troy commands.

That is riskier than roughly 47% of the 84,120 US census tracts in this model. At 22% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

On the CDC Social Vulnerability Index the tract reads 3/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the least pressured.

Rent takes 30% or more of income for 40% of renters. It tracks the Oakland County average of 4.0 closely. Annual rent works out to 24% of average household income of $91,672.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.