Census Tract · Ranked #39,308 of 84,120 nationally

Ferndale Eviction Risk: Moderate

Tract 26125173000 · Oakland County, MI · pop 4,120

Census tract 26125173000 covers part of Ferndale, MI, and scores 4.6/10 on landlord eviction risk. Population here is 4,120. about one in five of renter households cross the 30%-of-income line, markedly below the Oakland County average of 39.8%.

Risk score

4.6

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 6% Stable renters 25% Owners 69%

Tract context

Occupied units2,254

Renter share30.9%

SVI overall0.20

Poverty rate9.5%

Median income$82,846

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Ferndale and the region

Centroid at 42.4685, -83.1219 · click any tract to drill in

Why Ferndale scores 4.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Ferndale

7.2

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

9.5% poverty · this tract

2.4

Supply constraint

$1,313 rent vs county FMR

4.5

Rent control risk

Inherited from Ferndale

3.5

Eviction process difficulty

State law sets the calendar

3.6

Tenant organizing strength

Inherited from Ferndale

6.9

Housing court bias

Inherited from Ferndale

3.9

How Ferndale compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 20

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

33%Socioeconomic
6%Household composition
32%Racial/ethnic minority
36%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
1%Grade C
99%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

10.2%Housing insecurity
7.1%Utility-shutoff threat
12.0%Food insecurity
10.2%SNAP enrollment
6.9%Transit barriers
6.2%No health insurance
18.1%Frequent mental distress
22.8%Any disability

Analysis

What drives eviction risk in Ferndale

What pushes it up most is court filing pressure at 9.5/10. Well under the midpoint, economic stress reads 2.4/10.

On the high side, local political climate reads 7.2/10. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 53rd percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 2.8/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the least pressured.

It tracks the Oakland County average of 4.0 closely. Average gross rent is $1,313, close to the Ferndale average.

Annual rent works out to 19% of average household income of $82,846. 31% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 26125173000

What is the eviction-risk score for census tract 26125173000?

Census tract 26125173000 in Ferndale scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125173000?

Median gross rent is $1,313/month (ACS 5-year 2023, table B25064). 20% of renter households are cost-burdened.

What is the poverty rate in tract 26125173000?

9.5% of residents in tract 26125173000 live below the federal poverty line (ACS B17001, 2023). Population: 4,120.

How socially vulnerable is tract 26125173000?

CDC Social Vulnerability Index ranks this tract in the 20th percentile nationally. Sub-themes: socioeconomic 33th, household 6th, minority 32th, housing 36th.

What share of households in tract 26125173000 struggle to pay rent?

About 10.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.1% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125173000 compare to Ferndale overall?

Tract 26125173000 scores 4.6/10, higher than the parent city of Ferndale at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Ferndale; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125173000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 99% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Ferndale

Top eight tracts in Ferndale ranked by composite eviction-risk score.