Within parent city
83
th percentile
High
Census Tract · Ranked #65,113 of 84,120 nationally
Ferndale Eviction Risk: Lower
Tract 26125173100 · Oakland County, MI · pop 1,730
Tract 26125173100 covers Ferndale in Oakland County in Michigan. Home to 1,730 residents, it scores 5.7/10 on landlord eviction risk. That is riskier than about 65% of US census tracts.
About 36% of renters carry a rent burden of 30% of income or higher, a high level, and 18% are severely burdened at 50% or more. Average rent runs $1,200 a month against an average household income of $78,173 a year, roughly 18% of income at the averages. Renters make up 52% of occupied homes, a renter-majority tract.
Risk score
2.6
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19%
Stable renters 33%
Owners 48%
Tract context
Occupied units1,023
Renter share52.0%
SVI overall0.08
Poverty rate10.5%
Median income$78,173
Percentile rank
Higher percentile = riskier than more peers.Within county
70
th percentile
Elevated
Within state
28
th percentile
Low
National
23
th percentile
Low
Geographic context
Risk heat across Ferndale and the region
Centroid at 42.4647, -83.1330 · click any tract to drill in
Why Ferndale scores 2.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Ferndale
7.2
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
10.5% poverty · this tract
2.6
Supply constraint
$1,200 rent vs county FMR
3.7
Rent control risk
Inherited from Ferndale
3.5
Eviction process difficulty
State law sets the calendar
3.6
Tenant organizing strength
Inherited from Ferndale
6.9
Housing court bias
Inherited from Ferndale
3.9
How Ferndale compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 8
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 20%Socioeconomic
- 3%Household composition
- 39%Racial/ethnic minority
- 19%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 92%Grade C
- 8%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 8.6%Housing insecurity
- 6.2%Utility-shutoff threat
- 9.5%Food insecurity
- 7.8%SNAP enrollment
- 5.9%Transit barriers
- 5.2%No health insurance
- 16.9%Frequent mental distress
- 19.2%Any disability
Analysis
What drives eviction risk in Ferndale
What moves this score most is tenant organizing strength at 6.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Ferndale, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Oakland County average of 5.7 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.
Part of this tract, about 8% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.
In CDC survey modeling, about 8.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.2% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 26125173100
Q1
What is the eviction-risk score for census tract 26125173100?
Census tract 26125173100 in Ferndale scores 2.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26125173100?
Median gross rent is $1,200/month (ACS 5-year 2023, table B25064). 36% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26125173100?
10.5% of residents in tract 26125173100 live below the federal poverty line (ACS B17001, 2023). Population: 1,730.
Q4
How socially vulnerable is tract 26125173100?
CDC Social Vulnerability Index ranks this tract in the 8th percentile nationally. Sub-themes: socioeconomic 20th, household 3th, minority 39th, housing 19th.
Q5
What share of households in tract 26125173100 struggle to pay rent?
About 8.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 26125173100 compare to Ferndale overall?
Tract 26125173100 scores 2.6/10, lower than the parent city of Ferndale at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Ferndale; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 26125173100 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 8% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Ferndale
Top eight tracts in Ferndale ranked by composite eviction-risk score.
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