Within parent city
0
th percentile
Very Low
Census Tract · Ranked #79,124 of 84,120 nationally
Ferndale Eviction Risk: Lower
Tract 26125173200 · Oakland County, MI · pop 2,864
How risky is Ferndale in Oakland County for landlords? Census tract 26125173200 scores 5.5/10, the Moderate tier. That is riskier than about 57% of US census tracts.
33% of renter households here spend at least 30% of income on rent, a high level, and 20% are severely burdened at 50% or more. The typical renter pays about $1,441 a month while the average household earns $120,144 a year, roughly 14% of income at the averages. About 28% of occupied units are renter-occupied.
Risk score
1.5
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 9%
Stable renters 19%
Owners 72%
Tract context
Occupied units1,429
Renter share28.2%
SVI overall0.01
Poverty rate5.0%
Median income$120,144
Percentile rank
Higher percentile = riskier than more peers.Within county
27
th percentile
Low
Within state
5
th percentile
Very Low
National
6
th percentile
Very Low
Geographic context
Risk heat across Ferndale and the region
Centroid at 42.4639, -83.1454 · click any tract to drill in
Why Ferndale scores 1.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Ferndale
7.2
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
5.0% poverty · this tract
1.2
Supply constraint
$1,441 rent vs county FMR
5.5
Rent control risk
Inherited from Ferndale
3.5
Eviction process difficulty
State law sets the calendar
3.6
Tenant organizing strength
Inherited from Ferndale
6.9
Housing court bias
Inherited from Ferndale
3.9
How Ferndale compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 1
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 5%Socioeconomic
- 4%Household composition
- 26%Racial/ethnic minority
- 7%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 43%Grade B
- 57%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 6.7%Housing insecurity
- 4.9%Utility-shutoff threat
- 7.3%Food insecurity
- 5.8%SNAP enrollment
- 4.6%Transit barriers
- 4.1%No health insurance
- 14.4%Frequent mental distress
- 19.2%Any disability
Analysis
What drives eviction risk in Ferndale
The heaviest input here is tenant organizing strength at 6.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Ferndale, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Oakland County average of 5.7 and in line with the Michigan statewide average of 5.7. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 6.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.9% faced a utility shutoff threat, a common early warning before a filing.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 26125173200
Q1
What is the eviction-risk score for census tract 26125173200?
Census tract 26125173200 in Ferndale scores 1.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26125173200?
Median gross rent is $1,441/month (ACS 5-year 2023, table B25064). 33% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26125173200?
5.0% of residents in tract 26125173200 live below the federal poverty line (ACS B17001, 2023). Population: 2,864.
Q4
How socially vulnerable is tract 26125173200?
CDC Social Vulnerability Index ranks this tract in the 1th percentile nationally. Sub-themes: socioeconomic 5th, household 4th, minority 26th, housing 7th.
Q5
What share of households in tract 26125173200 struggle to pay rent?
About 6.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 26125173200 compare to Ferndale overall?
Tract 26125173200 scores 1.5/10, lower than the parent city of Ferndale at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Ferndale; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 26125173200 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Ferndale
Top eight tracts in Ferndale ranked by composite eviction-risk score.
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