Ferndale Eviction Risk: Lower

On the softer side, economic stress reads 1.2/10. The severe-burden share is 20%, and it is the single best predictor in this model of a filing that actually reaches judgment. Disability prevalence runs 19.2% against 31.5% nationally.

Cost burden runs around a third here against 39.8% across Oakland County. Running hot, local political climate reads 7.2/10. It sits 0.8 points below the Oakland County average of 4.0.

Adults with no health insurance runs 4.1% against 11.3% nationally. Average gross rent is $1,441, 10% above the Ferndale average.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Detroit. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #63,308 of 84,120 for landlord eviction difficulty. Social vulnerability reads 1.1/10 on the CDC index, a measure of exposure to housing and economic shocks.

Rent consumes only 14% of average household income of $120,144, an unusually wide affordability cushion. Statewide the MI average is 4.2, so this tract runs 1.0 points cooler. Of its three components the household composition measure is the least pressured.

Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap. 28% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.