Within neighborhood
57
th percentile
Elevated
Neighborhood · Ranked #65,113 of 84,120 nationally
Pembroke Eviction Risk: Lower , Troy
Tract 26125173300 · Oakland County, MI · pop 1,495 · neighborhood within 1.1 mi
The Pembroke neighborhood of Troy anchors census tract 26125173300, which lands at 6.2/10 on landlord eviction risk. On the national scale it ranks #16,569 of 84,120 for landlord eviction difficulty.
About 62% of renters carry a rent burden of 30% of income or higher, a severe level, and 47% are severely burdened at 50% or more. The typical renter pays about $1,191 a month while the average household earns $92,326 a year, roughly 15% of income at the averages. Renters make up 37% of occupied homes.
Risk score
2.6
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 23%
Stable renters 14%
Owners 63%
Tract context
Occupied units801
Renter share36.7%
SVI overall0.13
Poverty rate13.5%
Median income$92,326
Percentile rank
Higher percentile = riskier than more peers.Within parent city
83
th percentile
High
Within county
68
th percentile
Elevated
Within state
28
th percentile
Low
Geographic context
Risk heat across Troy and the region
Centroid at 42.4543, -83.1516 · click any tract to drill in
Why Pembroke scores 2.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Troy
7.2
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
13.5% poverty · this tract
3.4
Supply constraint
$1,191 rent vs county FMR
3.6
Rent control risk
Inherited from Troy
3.5
Eviction process difficulty
State law sets the calendar
3.6
Tenant organizing strength
Inherited from Troy
6.9
Housing court bias
Inherited from Troy
3.9
How Pembroke compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 13
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 43%Socioeconomic
- 2%Household composition
- 31%Racial/ethnic minority
- 18%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 78%Grade C
- 22%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Pembroke. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 8.8%Housing insecurity
- 6.5%Utility-shutoff threat
- 9.9%Food insecurity
- 8.4%SNAP enrollment
- 6.0%Transit barriers
- 4.9%No health insurance
- 16.5%Frequent mental distress
- 20.1%Any disability
Analysis
What drives eviction risk in Pembroke
What moves this score most is tenant organizing strength at 6.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Troy eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Oakland County average of 5.7 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 8.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.5% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 13th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 26125173300
Q1
What is the eviction-risk score for census tract 26125173300?
Census tract 26125173300 in the Pembroke neighborhood scores 2.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26125173300?
Median gross rent is $1,191/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26125173300?
13.5% of residents in tract 26125173300 live below the federal poverty line (ACS B17001, 2023). Population: 1,495.
Q4
How socially vulnerable is tract 26125173300?
CDC Social Vulnerability Index ranks this tract in the 13th percentile nationally. Sub-themes: socioeconomic 43th, household 2th, minority 31th, housing 18th.
Q5
Is tract 26125173300 considered part of Pembroke?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 26125173300 fall within Pembroke (neighborhood centroid within 1.1 miles, OSM data).
Q6
What share of households in tract 26125173300 struggle to pay rent?
About 8.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 26125173300 compare to Troy overall?
Tract 26125173300 scores 2.6/10, lower than the parent city of Troy at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 26125173300 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 22% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Troy
Top eight tracts in Troy ranked by composite eviction-risk score.
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