Buffalo Charles Eviction Risk: Elevated

The poverty rate is 39%, which shows up in this model as reduced rent-recovery odds after a judgment. Food insecurity affects 42.1% of adults, 24.3 points above the national rate. 21.8% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

Severe burden reaches 23%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Annualized rent equals 32% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. Well under the midpoint is supply constraint, at 2.2/10.

Against a Detroit baseline of 35.9%, 41% of renters here cross the 30%-of-income line. Running hot is tenant-organizing strength at 7.2/10.

At $988 a month, rents sit 8% under what the rest of Detroit commands. That places it #3 of 130 neighborhoods in Detroit.

Social vulnerability runs high at 8.7/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Its 3 tracts score within 0 points of one another, so the area figure travels well to individual addresses.

44% of occupied units are renter-occupied.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.