Crary/St. Mary's Eviction Risk: Elevated , Detroit

What pushes it up most is economic stress at 9.8/10. Running hot, court filing pressure reads 9.7/10. The poverty rate is 39%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Inability to pay a utility bill runs 29.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Housing insecurity runs 34.5% against 14.2% nationally. Annualized rent equals 39% of average household income of $35,682, past the 30% affordability line, which thins the margin any screening standard has to work with.

58% of renter households cross the 30%-of-income line, well above the Wayne County average of 46.6%. Against the Wayne County average of 4.6, this tract reads riskier for landlords by 1.4 points.

Running cool, rent-regulation exposure reads 2/10. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 78th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 8.5/10, which tracks how hard a shock lands on the households already here. Statewide the MI average is 4.2, so this tract runs 1.8 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.