Chippewa County, Minnesota Eviction Risk: Moderate

Chippewa County sits in the lower-risk third of Minnesota's 87 counties, earning a 4.7/10 moderate eviction risk score - ranked 60th in the state, where rank 1 is the highest risk. That placement means 59 counties carry more risk for landlords, and only 27 are less risky. For a rural west-central Minnesota county of about 10,795 residents, that positioning reflects a relatively stable rental base, though pockets of elevated pressure exist within individual cities.

The county seat, Montevideo (population 5,315), is the largest city and scores 4.6/10 - on the lower end of the county range. Granite Falls, the second-largest city at 2,685 residents, comes in slightly higher at 4.8/10. The sharpest risk concentration falls in the smaller communities: Milan scores 5.1/10, the highest in the county, followed by Watson at 5/10. Clara City (4.7/10, population 1,466), Maynard (4.7/10), Murdock (4.6/10), and Watson (population 200) round out the seven cities tracked. Landlords in Milan and Watson should review their exposure even as county-level averages stay moderate. Average rent across Chippewa County runs $919/month, and the average rent burden is 26.6% of income - meaningful but below the 30% threshold commonly used to define cost stress. Renters make up 31.2% of occupied housing units, and the poverty rate is 15.8%, a figure that warrants attention when evaluating applicant pools and assessing default risk.

Minnesota's statewide eviction framework under Minn. Stat. § 504B (Landlord and Tenant) governs every city in Chippewa County. Nonpayment of rent requires a 14-day notice per Minn. Stat. § 504B.291, while material lease violations and month-to-month terminations each require 30 days under Minn. Stat. § 504B.135. Court filing fees run $310 to $410, sheriff lockout fees add $55 to $150, and contested cases can run 60 to 150 days to resolution. Attorney fees in Minnesota eviction matters typically range from $750 to $3,000. The state does not require just cause for non-renewal, and no rent cap statute applies here - Chippewa County has no local rent control ordinance and the state does not preempt local action in this area. Minnesota does protect source of income under the Minnesota Human Rights Act, administered by the Minnesota Department of Human Rights, which means landlords cannot refuse Section 8 or other assistance-based applicants. Landlord entry requires a minimum 24-hour notice under state law. The habitability standard is codified at Minn. Stat. § 504B.161, and retaliation protections for tenants fall under Minn. Stat. § 504B.441. Understanding these statutes before filing is essential - a procedural misstep on notice timing resets the clock and adds weeks to an already 30-60 day uncontested timeline.

Scores across Chippewa County's 7 tracked cities range from 4.6/10 in Montevideo and Murdock to 5.1/10 in Milan, a narrow band that reflects consistent moderate risk rather than sharp local outliers - though smaller communities carry proportionally higher exposure given thinner rental markets.