Seward Eviction Risk: High , Minneapolis

The dominant input is local political climate at 9/10. 87% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. 23% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Sitting well above the midpoint, tenant-organizing strength reads 8.5/10. The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the softer side, supply constraint reads 1.6/10.

Housing insecurity runs 25.4% against 14.2% nationally. At $1,115 a month, rents run 19% under what the rest of Minneapolis commands. Inability to pay a utility bill runs 17.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

The filing record is not thin: 137 evictions over 5 years of observation. Filings peaked in 2010 at 2.7% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.