Phelps Grove/University Heights Eviction Risk: Moderate

59% of renters here are cost-burdened at the 30% threshold, well clear of the Springfield rate of 29.4%. The poverty rate is 48%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

Pulling the other way is rent-regulation exposure, at 1/10. This is a renter market: 81% of occupied units are tenant-occupied. Scores across the 2 constituent tracts range from 3.2 to 4.8. A 1.6-point internal spread means block-level underwriting beats area-level here.

Running cool is tenant-organizing strength, at 2/10. Filings are well documented here: 476 across 2 observed tracts. On the softer side is eviction-process difficulty, at 2.5/10.

The worst year on record was 2017, when filings touched 4.2% of renter households. That places it #16 of 25 neighborhoods in Springfield. Judgments average 2.2% of renter households a year, the share of filings that actually convert to an order.

For a like-for-like read, Woodland Heights and Doling Park score within a fraction of it.

Underwrite the address, not the area: with 1.6 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.