O'Fallon Eviction Risk: Moderate

The severe-burden share is 22%, and it is the single best predictor in this model of a filing that actually reaches judgment. Running cool, economic stress reads 1.8/10. Average gross rent is $1,118, 23% below the O'Fallon average.

Well under the midpoint, state political climate reads 2.1/10. Against St. Charles County at 36.4%, 42% of renters here are cost-burdened.

The filing record is not thin: 400 evictions over 11 years of observation. SNAP participation runs 6.9% against 15.2% nationally.

Food insecurity runs 9.6% against 17.8% nationally. The worst year on record was 2010, when 7.6% of renter households were served. In a typical year about 5.7% of renter households face a filing.

Nationally it ranks #47,371 of 84,120 for landlord eviction difficulty. Social vulnerability reads 4.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

Rent consumes only 17% of average household income of $77,294, an unusually wide affordability cushion. Of its three components the socioeconomic standing measure is the least pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.