O'Fallon Eviction Risk: Moderate

On the softer side, state political climate reads 2.1/10. The severe-burden share is 16%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Against the St. Charles County average of 3.5, this tract reads riskier for landlords by 1.1 points. Cost burden runs 31% here against 36.4% across St. Charles County. The voucher gap is 15.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Court records carry 451 eviction filings across 11 observed years. Running hot, court filing pressure reads 6.9/10.

The worst year on record was 2012, when 7.5% of renter households were served. In a typical year about 7.3% of renter households face a filing.

That is riskier than roughly 53% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 3.4/10, which tracks how hard a shock lands on the households already here. Of its three components the housing type and transport measure is the least pressured.

Average gross rent is $1,405, close to the O'Fallon average.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.