Garfield Park Eviction Risk: High

The severe-burden share is 31%, and it is the single best predictor in this model of a filing that actually reaches judgment. Against the Bergen County average of 6.3, this tract reads riskier for landlords by 2.5 points. Annualized rent equals 34% of average household income of $58,750, past the 30% affordability line, which thins the margin any screening standard has to work with.

This is renter territory: 68% of occupied units are tenant-occupied. On the high side, court filing pressure reads 7.9/10. The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Court records carry 122 eviction filings across 5 observed years. Running cool, supply constraint reads 3.1/10. Filings peaked in 2015 at 5.1% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 3.2% of renter households face a filing.

On the national scale it lands near the 95th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 7.3/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.