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Echelon, New Jersey eviction risk overview
City brief · 13,284 residents

Echelon, NJ Eviction Risk: VERY HIGH

Camden County · Population 13,284

In 2026
Risk score
8.5
VERY HIGH

96th percentile, New Jersey.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.9 Average4.2 Now8.5
10 5 1976 · score 2.1 1977 · score 2.2 1978 · score 2.2 1979 · score 2.3 1980 · score 2.1 1981 · score 2.1 1982 · score 2.2 1983 · score 2.1 1984 · score 1.9 1985 · score 1.9 1986 · score 2.0 1987 · score 2.0 1988 · score 2.3 1989 · score 2.4 1990 · score 2.5 1991 · score 2.5 1992 · score 3.1 1993 · score 3.2 1994 · score 3.2 1995 · score 3.2 1996 · score 3.8 1997 · score 3.9 1998 · score 4.0 1999 · score 4.1 2000 · score 4.0 2001 · score 4.1 2002 · score 4.2 2003 · score 4.3 2004 · score 4.1 2005 · score 4.1 2006 · score 4.2 2007 · score 4.3 2008 · score 4.9 2009 · score 5.0 2010 · score 5.1 2011 · score 5.2 2012 · score 5.3 2013 · score 5.5 2014 · score 5.5 2015 · score 5.7 2016 · score 5.7 2017 · score 5.9 2018 · score 6.1 2019 · score 6.4 2020 · score 7.1 2021 · score 7.1 2022 · score 7.1 2023 · score 7.2 2024 · score 6.9 2025 · score 7.5 2026 · score 8.5

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 7.0 Regional 7.0 State 6.8 Economic 5.9 Supply 9.2 Rent Control 6.6 Eviction 6.1 Tenant 9.7 Housing 6.0 8.5 VERY HIGH
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +27.4% (2024)
    7.0
  2. Regional political climate
    County-weighted neighbor mix
    7.0
  3. State political climate
    New Jersey legislature & governorship
    6.8
  4. Economic stress
    10.4% poverty · 4.9% unemp.
    5.9
  5. Supply constraint
    $1,717 average · 63.2% renters
    9.2
  6. Rent Control risk
    31.6% of income on rent
    6.6
  7. Eviction process difficulty
    174 days filing → judgment
    6.1
  8. Tenant organizing strength
    63.2% renters
    9.7
  9. Housing court bias
    County bench composition
    6.0
Geographic context

Risk heat across Echelon and the region

Click any city to see its score

How Echelon compares

Risk score vs. peers, county, state, and the U.S.
Rank in Camden County
Elevated
#13 of 44 cities
Rank in county, 72nd percentileBottomTop
#13 of 44 cities in Camden County for landlord eviction risk.
Rank in New Jersey
Very High
#30 of 696 cities
Rank in state, 96th percentileBottomTop
#30 of 696 cities in New Jersey for landlord eviction risk.
vs. county · state · U.S.
Echelon risk score vs. county / state / U.S.Echelon: 8.58.5EchelonThis cityCounty: 8.38.3Countyavg in countyState: 7.77.7Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 8.5
    / 10 · VERY HIGH
    The verdict

    A Very high-tier market.

    Composite 8.5/10. Among the 10% riskiest markets nationally, with heavy tenant exposure, so every notice, hearing, and lease termination needs an attorney in the loop. The 50-year curve shows a sharp climb.

    50-yr trend+6.4 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 174d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,717/mo. A contested eviction takes 174 days and costs $9,093-$22,144 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 63.2%
    Renters
    The renters

    Who you'll be renting to.

    Out of 13,284 residents, 63.2% rent. 32% are spending 30%+ income on rent, 10.4% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 7
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 7 and 7 (Dem margin +27.4% (2024)). State climate at 6.8, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 6.8
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 6.8/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 6.1, housing court bias 6, rent-control risk 6.6. Standard process speed for the state.

    50-yr trendProcess difficulty +1.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 5.9
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 5.9. Supply constraint: 9.2. The numbers behind those: 10.4% poverty, 4.9% unemployment, 32% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Echelon sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Toms River, NJ · 166d · ~$16.0k all-in ($96/day) · score 7.2 Toms River Trenton, NJ · 179d · ~$18.6k all-in ($104/day) · score 8.6 Trenton Camden, NJ · 185d · ~$17.8k all-in ($96/day) · score 8.6 Camden Lakewood, NJ · 164d · ~$18.1k all-in ($111/day) · score 7.4 Lakewood Vineland, NJ · 167d · ~$17.0k all-in ($102/day) · score 8 Vineland Newark, NJ · 165d · ~$16.3k all-in ($99/day) · score 9 Newark Jersey City, NJ · 163d · ~$18.6k all-in ($114/day) · score 9.3 Jersey City Paterson, NJ · 185d · ~$17.8k all-in ($96/day) · score 8.6 Paterson Elizabeth, NJ · 165d · ~$16.5k all-in ($100/day) · score 8.4 Elizabeth Clifton, NJ · 170d · ~$19.3k all-in ($114/day) · score 8 Clifton Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Echelon
Echelon · 174d · ~$15.6k all-in ($90/day) · score 8.5 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Echelon, NJ

Landlording in Echelon, New Jersey, presents one of the toughest environments for property owners in the nation. The Eviction Risk Score is 8.5/10 (VERY HIGH tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Among the toughest 10% of US markets where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Echelon is a city of 13,284 residents where 63.2% of occupied units are renter-occupied, and the typical renter spends 31.6% of income on rent. At an average rent of $1,717/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Echelon eviction process actually works

Eviction process difficulty here reads 6.1/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Echelon closes 174 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Echelon's timeline is usually the calendar, not the motion practice. Housing court bias scores 6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Echelon runs $9,093 to $22,144 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 174 days of typical timeline and $1,717/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 9.7/10 in Echelon, and the city carries meaningful rent control exposure (6.6/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In New Jersey, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Echelon: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY HIGH tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match New Jersey's statutory language. Fix those four, and most cases settle or default. Skip them, and a $22,144 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Echelon

Trap · PRACTICAL TRAP
Cost-versus-timeline trade-off: at 174 days and roughly $22,144 on the high end, cash-for-keys at $8,857 to $13,286 typically beats the legal route for non-aggravated cases. Tenant defenses available under NJSA 2A:18-61.1 Anti-Eviction Act can extend this materially.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Echelon for no reason?

No, New Jersey is a "just-cause" eviction state. You must have a legally recognized reason to evict a tenant, even if their lease term is ending. Common just causes include non-payment of rent, habitual late payment, property damage, or specific lease violations.
Q2

How much notice do I need to give for non-payment of rent in Echelon?

For non-payment of rent, you must issue a 3-day pay-or-quit notice. If the tenant does not pay the full amount due within those three days, you can then proceed to file an eviction complaint with the court.
Q3

What if my tenant has a housing voucher? Can I refuse to rent to them?

No. New Jersey has statewide source-of-income protection. This means you cannot discriminate against a tenant based on their use of housing vouchers or other public assistance programs. You must treat their income source like any other, as long as it's verifiable.
Q4

How long does it typically take to evict a tenant in Echelon, NJ?

On average, an eviction in Echelon takes about 174 days from the initial notice to the final lockout. This is a significantly long timeline, highlighting the importance of early intervention and proper legal counsel.
Q5

What are the maximum late fees I can charge in New Jersey?

New Jersey law does not set a specific maximum late fee, but courts generally consider fees over 5% of the monthly rent to be unreasonable. It's best to keep late fees reasonable and clearly state them in your lease agreement.
Q6

Should I offer "cash for keys" in Echelon?

Yes, "cash for keys" is often a smart strategy in Echelon due to the high costs and long timelines of formal evictions. If you can negotiate a voluntary move-out in exchange for a payment, it can save you substantial money and months of hassle. Always get the agreement in writing.
06Score

What this score means for landlords2

A 8.5/10 places Echelon in the 96th percentile of New Jersey cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.