University Heights Eviction Risk: High , Newark

76% of renter households cross the 30%-of-income line, well clear of the Essex County average of 50.3%. Annualized rent equals 58% of average household income of $33,239, past the 30% affordability line, which thins the margin any screening standard has to work with. What pushes it up most is economic stress at 10/10.

SNAP participation runs 48.1% against 15.2% nationally. Housing insecurity runs 39.8% against 14.2% nationally. The poverty rate is 61%, which in this model reads as reduced rent-recovery odds after a judgment.

It sits 2.6 points above the Essex County average of 7.3. On the high side, court filing pressure reads 9.7/10. 81% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Running hot, rent-regulation exposure reads 9/10. The filing record is not thin: 1,122 evictions over 6 years of observation. At $1,593 a month, rents run 14% over what the rest of Newark commands.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.