University Heights Eviction Risk: High , Newark

What pushes it up most is court filing pressure at 9.7/10. It sits 2.6 points above the Essex County average of 7.3.

On the high side, rent-regulation exposure reads 9/10. Housing insecurity runs 33.2% against 14.2% nationally. This is renter territory: 82% of occupied units are tenant-occupied.

The poverty rate is 34%, which in this model reads as reduced rent-recovery odds after a judgment. Running cool, supply constraint reads 1/10.

Annualized rent equals 34% of average household income of $41,063, past the 30% affordability line, which thins the margin any screening standard has to work with. Inability to pay a utility bill runs 21.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Average gross rent is $1,171, 16% below the Newark average.

Princeton eviction risk's Eviction Lab logged 897 filings here across 6 tracked years. The worst year on record was 2018, when 27.1% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.