Raritan Gardens Eviction Risk: High , New Brunswick

71% of renter households cross the 30%-of-income line, well clear of the Middlesex County average of 44.9%. Against the Middlesex County average of 5.7, this tract reads riskier for landlords by 4.0 points.

The score leans hardest on tenant-organizing strength at 9.9/10. Food insecurity runs 44.1% against 17.8% nationally.

Annualized rent equals 48% of average household income of $36,848, past the 30% affordability line, which thins the margin any screening standard has to work with. Running hot, economic stress reads 9.7/10. The poverty rate is 39%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

On the high side, court filing pressure reads 9/10. This is renter territory: 72% of occupied units are tenant-occupied. Inability to pay a utility bill runs 19.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

At $1,480 a month, rents run 18% under what the rest of New Brunswick commands. The filing record is not thin: 60 evictions over 1 years of observation.

Filings peaked in 2015 at 5.6% of renter households. In a typical year about 5.6% of renter households face a filing.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.