Riverside Eviction Risk: High , Paterson

The dominant input is court filing pressure at 9.1/10. On the softer side, supply constraint reads 1/10.

25% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Food insecurity runs 36.6% against 17.8% nationally. 81% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

39% of renter households cross the 30%-of-income line, markedly below the Passaic County average of 49.2%. Running hot, rent-regulation exposure reads 8/10. The poverty rate is 22%, which in this model reads as reduced rent-recovery odds after a judgment.

Average gross rent is $1,244, 20% below the Paterson average. Inability to pay a utility bill runs 16.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Nationally it ranks #3,082 of 84,120 for landlord eviction difficulty. Social vulnerability reads 9.5/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the NJ average is 6.0, so this tract runs 3.3 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.