Paterson Eviction Risk: High

The dominant input is economic stress at 10/10. Against the Passaic County average of 6.7, this tract reads riskier for landlords by 2.6 points.

The poverty rate is 40%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Against Passaic County at 49.2%, 62% of renters here are cost-burdened.

Running hot, court filing pressure reads 9.1/10. Annualized rent equals 39% of average household income of $46,509, past the 30% affordability line, which thins the margin any screening standard has to work with.

69% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Adults with no health insurance runs 25.9% against 11.3% nationally. Sitting well above the midpoint, rent-regulation exposure reads 8/10.

Inability to pay a utility bill runs 15.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Nationally it ranks #3,082 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 9.5/10, which tracks how hard a shock lands on the households already here.

Statewide the NJ average is 6.0, so this tract runs 3.3 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.