Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #29,336 of 84,120 nationally
Overlook Eviction Risk: Moderate , Summit
Tract 34039038000 · Union County, NJ · pop 5,710 · neighborhood within 0.1 mi
With a score of 5.2/10, tract 34039038000 in the Overlook area of Summit, NJ reads moderate for landlord eviction risk. It is home to 5,710 residents. The main counterweight is economic stress at 1/10.
Risk score
5.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19%
Stable renters 19%
Owners 62%
Tract context
Occupied units2,173
Renter share37.5%
SVI overall0.54
Poverty rate3.8%
Median income$108,891
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
25
th percentile
Low
Within state
41
th percentile
Moderate
Geographic context
Risk heat across Summit and the region
Centroid at 40.7137, -74.3500 · click any tract to drill in
Why Overlook scores 5.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Summit
7.1
Regional political climate
2024 county presidential margin
6.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.8% poverty · this tract
1.0
Supply constraint
$2,191 rent vs county FMR
5.2
Rent control risk
Inherited from Summit
3.5
Eviction process difficulty
State law sets the calendar
6.1
Tenant organizing strength
Inherited from Summit
6.2
Housing court bias
Inherited from Summit
3.1
How Overlook compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 54
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 66%Socioeconomic
- 33%Household composition
- 71%Racial/ethnic minority
- 39%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 31%Grade B
- 53%Grade C
- 8%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 128Total filings over 4 yrs
- 3.80%Avg annual filing rate
- 6.3%Peak (2013)
- 32Filings in 2018 (latest validated)
Filings dropped 41% over the past 4 months.
Comparable tracts
Census tracts with similar eviction risk
Within Overlook. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.4%Housing insecurity
- 6.7%Utility-shutoff threat
- 13.9%Food insecurity
- 7.5%SNAP enrollment
- 7.2%Transit barriers
- 13.2%No health insurance
- 14.4%Frequent mental distress
- 23.1%Any disability
Analysis
What drives eviction risk in Overlook
Sitting well above the midpoint, court filing pressure reads 8.9/10. The severe-burden share is 17%, and it is the single best predictor in this model of a filing that actually reaches judgment. It sits 1.4 points below the Union County average of 6.6.
Cost burden runs 50% here against 44.6% across Union County. The filing record is not thin: 128 evictions over 4 years of observation.
On the high side, local political climate reads 7.1/10. SNAP participation runs 7.5% against 15.2% nationally.
Average gross rent is $2,191, 10% below the Summit average. Filings peaked in 2013 at 6.3% of renter households.
This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Essex Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 3.8% of renter households face a filing. That is riskier than roughly 65% of the 84,120 US census tracts in this model.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 34039038000
Q1
What is the eviction-risk score for census tract 34039038000?
Census tract 34039038000 in the Overlook neighborhood scores 5.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34039038000?
Median gross rent is $2,191/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34039038000?
3.8% of residents in tract 34039038000 live below the federal poverty line (ACS B17001, 2023). Population: 5,710.
Q4
How socially vulnerable is tract 34039038000?
CDC Social Vulnerability Index ranks this tract in the 54th percentile nationally. Sub-themes: socioeconomic 66th, household 33th, minority 71th, housing 39th.
Q5
Is tract 34039038000 considered part of Overlook?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34039038000 fall within Overlook (neighborhood centroid within 0.1 miles, OSM data).
Q6
How many evictions are filed each year in tract 34039038000?
Princeton eviction risk Eviction Lab recorded 128 eviction filings across 4 validated years in tract 34039038000 (2000-2018). The average annual filing rate is 3.80% of renter households, peaking at 6.3% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34039038000 struggle to pay rent?
About 12.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34039038000 compare to Summit overall?
Tract 34039038000 scores 5.2/10, lower than the parent city of Summit at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Summit eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34039038000 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 8% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Summit
Top eight tracts in Summit ranked by composite eviction-risk score.
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