Within neighborhood
75
th percentile
High
Neighborhood · Ranked #69,776 of 84,120 nationally
Overlook Eviction Risk: Lower , Summit
Tract 34039037800 · Union County, NJ · pop 6,212 · neighborhood within 1.4 mi
How risky is Overlook in Summit for landlords? Census tract 34039037800 scores 5.8/10, the Moderate tier. On the national scale it ranks #27,068 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 24% of renter households, a moderate level, and 13% are severely burdened at 50% or more. Average rent runs $2,448 a month against an average household income of $171,530 a year, roughly 17% of income at the averages. Renters make up 47% of occupied homes.
Risk score
2.3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 11%
Stable renters 36%
Owners 53%
Tract context
Occupied units2,511
Renter share47.4%
SVI overall0.44
Poverty rate6.3%
Median income$171,530
Percentile rank
Higher percentile = riskier than more peers.Within parent city
67
th percentile
Elevated
Within county
13
th percentile
Very Low
Within state
21
th percentile
Low
Geographic context
Risk heat across Summit and the region
Centroid at 40.7188, -74.3771 · click any tract to drill in
Why Overlook scores 2.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Summit
7.1
Regional political climate
2024 county presidential margin
6.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
6.3% poverty · this tract
1.6
Supply constraint
$2,448 rent vs county FMR
6.4
Rent control risk
Inherited from Summit
3.5
Eviction process difficulty
State law sets the calendar
6.1
Tenant organizing strength
Inherited from Summit
6.2
Housing court bias
Inherited from Summit
3.1
How Overlook compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 44
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 21%Socioeconomic
- 35%Household composition
- 50%Racial/ethnic minority
- 82%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 4%Grade A
- 64%Grade B
- 23%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 206Total filings over 4 yrs
- 5.00%Avg annual filing rate
- 6.8%Peak (2013)
- 49Filings in 2018 (latest validated)
Filings dropped 22% over the past 4 months.
Comparable tracts
Census tracts with similar eviction risk
Within Overlook. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 7.6%Housing insecurity
- 4.4%Utility-shutoff threat
- 7.8%Food insecurity
- 3.9%SNAP enrollment
- 4.7%Transit barriers
- 6.8%No health insurance
- 12.8%Frequent mental distress
- 18.8%Any disability
Analysis
What drives eviction risk in Overlook
The score leans hardest on supply constraint at 6.4/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Summit eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Union County average of 6.6 and below the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.
Princeton eviction risk's Eviction Lab logged 206 eviction filings here over 4 tracked years, with about 5.0% of renter households facing a filing in a typical year. Filings peaked at 6.8% of renter households in 2013.
The tract is predominantly White and ranks around the 44th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 34039037800
Q1
What is the eviction-risk score for census tract 34039037800?
Census tract 34039037800 in the Overlook neighborhood scores 2.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34039037800?
Median gross rent is $2,448/month (ACS 5-year 2023, table B25064). 24% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34039037800?
6.3% of residents in tract 34039037800 live below the federal poverty line (ACS B17001, 2023). Population: 6,212.
Q4
How socially vulnerable is tract 34039037800?
CDC Social Vulnerability Index ranks this tract in the 44th percentile nationally. Sub-themes: socioeconomic 21th, household 35th, minority 50th, housing 82th.
Q5
Is tract 34039037800 considered part of Overlook?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34039037800 fall within Overlook (neighborhood centroid within 1.4 miles, OSM data).
Q6
How many evictions are filed each year in tract 34039037800?
Princeton eviction risk Eviction Lab recorded 206 eviction filings across 4 validated years in tract 34039037800 (2000-2018). The average annual filing rate is 5.00% of renter households, peaking at 6.8% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34039037800 struggle to pay rent?
About 7.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34039037800 compare to Summit overall?
Tract 34039037800 scores 2.3/10, lower than the parent city of Summit at 7.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Summit eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34039037800 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Summit
Top eight tracts in Summit ranked by composite eviction-risk score.
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