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Neighborhood · Ranked #39,308 of 84,120 nationally

Overlook Eviction Risk: Moderate , Summit

Tract 34039037900 · Union County, NJ · pop 5,771 · neighborhood within 1.1 mi

Tract 34039037900 sits in the Overlook area of Summit eviction risk, NJ, carrying an eviction-risk score of 4.6/10. Population here is 5,771. Cost burden runs roughly one in four here against 44.6% across Union County.

Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 2% Stable renters 5% Owners 93%
Tract context
Occupied units1,830
Renter share6.6%
SVI overall0.03
Poverty rate2.0%
Median income$250,001

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
25 th percentile
Rank, 25th percentileLowHigh
#4 of 5 tracts In Overlook
Low
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#4 of 4 tracts In Summit
Very Low
Within county
11 th percentile
Rank, 11th percentileLowHigh
#107 of 120 tracts In Union County
Very Low
Within state
28 th percentile
Rank, 28th percentileLowHigh
#1,575 of 2,175 tracts In New Jersey
Low
Geographic context

Risk heat across Summit and the region

Centroid at 40.7032, -74.3682 · click any tract to drill in

Why Overlook scores 4.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Summit
7.1
Regional political climate
2024 county presidential margin
6.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
2.0% poverty · this tract
1.0
Supply constraint
$2,646 rent vs county FMR
7.4
Rent control risk
Inherited from Summit
3.5
Eviction process difficulty
State law sets the calendar
6.1
Tenant organizing strength
Inherited from Summit
6.2
Housing court bias
Inherited from Summit
3.1

How Overlook compares

Risk score vs. parent city, county, state.
Overlook risk score vs. parent city / county / state4.6This tracttract 0379006.0Summitparent city6.6Countyavg tract in county6.0Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 3

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 5Total filings over 3 yrs
  • 1.47%Avg annual filing rate
  • 1.6%Peak (2013)
  • 1Filings in 2018 (latest validated)
Filings by year 2013 to 2018
Year-by-year eviction filings in tract 34039037900
Filings dropped 50% over the past 4 months.
Comparable tracts

Census tracts with similar eviction risk

Within Overlook. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Overlook

Pulling hardest the other way is economic stress at 1/10. Sitting well above the midpoint, court filing pressure reads 8.9/10.

Against the Union County average of 6.6, this tract reads safer for landlords by 2.0 points. The voucher gap is 23.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

SNAP participation runs 2.2% against 15.2% nationally. Food insecurity runs 4.8% against 17.8% nationally. Running hot, supply constraint reads 7.4/10.

10% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Princeton eviction risk's Eviction Lab logged 5 filings here across 3 tracked years.

The worst year on record was 2013, when 1.6% of renter households were served. At $2,646 a month, rents run 9% over what the rest of Summit commands.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 34039037900

Q1

What is the eviction-risk score for census tract 34039037900?

Census tract 34039037900 in the Overlook neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 34039037900?

Median gross rent is $2,646/month (ACS 5-year 2023, table B25064). 26% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 34039037900?

2.0% of residents in tract 34039037900 live below the federal poverty line (ACS B17001, 2023). Population: 5,771.
Q4

How socially vulnerable is tract 34039037900?

CDC Social Vulnerability Index ranks this tract in the 3th percentile nationally. Sub-themes: socioeconomic 7th, household 14th, minority 39th, housing 4th.
Q5

Is tract 34039037900 considered part of Overlook?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34039037900 fall within Overlook (neighborhood centroid within 1.1 miles, OSM data).
Q6

How many evictions are filed each year in tract 34039037900?

Princeton eviction risk Eviction Lab recorded 5 eviction filings across 3 validated years in tract 34039037900 (2000-2018). The average annual filing rate is 1.47% of renter households, peaking at 1.6% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 34039037900 struggle to pay rent?

About 5.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 34039037900 compare to Summit overall?

Tract 34039037900 scores 4.6/10, lower than the parent city of Summit at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Summit eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 34039037900 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Summit

Top eight tracts in Summit ranked by composite eviction-risk score.

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