Helderberg Eviction Risk: Elevated

At $1,664 a month, rents sit 37% over what the rest of Albany commands. The main counterweight is economic stress, at 1.3/10. Severe burden reaches 14%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Sitting well above the midpoint is rent-regulation exposure at 7.5/10. On the high side is eviction-process difficulty at 7.5/10. Food insecurity affects 7.4% of adults, 10.4 points below the national rate.

3.7% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. The voucher gap is 11.9%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears.

That places it #18 of 21 neighborhoods in Albany. Only 22% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices.

The closest comparables inside the same city are Buckingham Lake and Whitehall. Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Annual rent works out to 22% of average household income of $90,313.

Because the boundary contains one tract, 7.9/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.