Neighborhood · Ranked #6,848 of 84,120 nationally

Campus Eviction Risk: Elevated , Westmere

Tract 36001000404 · Albany County, NY · pop 5,126 · neighborhood within 1.1 mi

Eviction risk in the Campus neighborhood of Westmere centers on tract 36001000404, which scores 6.7/10 (Elevated tier) and is home to 5,126 residents. That is riskier than about 90% of US census tracts.

81% of renter households here spend at least 30% of income on rent, a severe level, and 9% are severely burdened at 50% or more. Average rent runs $2,222 a month against an average household income of $59,274 a year, roughly 45% of income at the averages. Renters make up 100% of occupied homes, a renter-majority tract.

Risk score

6.6

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 81% Stable renters 19% Owners 0%

Tract context

Occupied units54

Renter share100.0%

SVI overall0.27

Poverty rate0.0%

Median income$59,274

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Westmere and the region

Centroid at 42.6906, -73.8284 · click any tract to drill in

Why Campus scores 6.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Westmere

8.0

Regional political climate

2024 county presidential margin

6.6

State political climate

New York legislature & governorship

7.3

Economic stress

0.0% poverty · this tract

1.0

Supply constraint

$2,222 rent vs county FMR

9.9

Rent control risk

Inherited from Westmere

7.5

Eviction process difficulty

State law sets the calendar

7.5

Tenant organizing strength

Inherited from Westmere

7.5

Housing court bias

Inherited from Westmere

7.5

How Campus compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 27

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

47%Socioeconomic
0%Household composition
66%Racial/ethnic minority
74%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Campus. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

10.0%Housing insecurity
4.3%Utility-shutoff threat
13.0%Food insecurity
6.2%SNAP enrollment
9.5%Transit barriers
6.7%No health insurance
22.2%Frequent mental distress
21.9%Any disability

Analysis

What drives eviction risk in Campus

The score leans hardest on supply constraint at 9.9/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Westmere, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Albany County average of 6.0 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 10.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.3% faced a utility shutoff threat, a common early warning before a filing.

The tract is racially mixed and ranks around the 27th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36001000404

What is the eviction-risk score for census tract 36001000404?

Census tract 36001000404 in the Campus neighborhood scores 6.6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36001000404?

Median gross rent is $2,222/month (ACS 5-year 2023, table B25064). 81% of renter households are cost-burdened.

What is the poverty rate in tract 36001000404?

0.0% of residents in tract 36001000404 live below the federal poverty line (ACS B17001, 2023). Population: 5,126.

How socially vulnerable is tract 36001000404?

CDC Social Vulnerability Index ranks this tract in the 27th percentile nationally. Sub-themes: socioeconomic 47th, household 0th, minority 66th, housing 74th.

Is tract 36001000404 considered part of Campus?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36001000404 fall within Campus (neighborhood centroid within 1.1 miles, OSM data).

What share of households in tract 36001000404 struggle to pay rent?

About 10.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.3% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36001000404 compare to Westmere overall?

Tract 36001000404 scores 6.6/10, lower than the parent city of Westmere at 7.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Westmere; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36001000404 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Westmere

Top eight tracts in Westmere ranked by composite eviction-risk score.