Downtown Eviction Risk: High , Albany

This is renter territory: 98% of occupied units are tenant-occupied. The dominant input is economic stress at 9.4/10. The poverty rate is 38%, which in this model reads as reduced rent-recovery odds after a judgment.

Set annual rent against average income of $48,898 and the ratio lands at 32%, above the conventional 30% ceiling. Sitting well above the midpoint, local political climate reads 8/10. SNAP participation runs 26.6% against 15.2% nationally.

13% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running hot, rent-regulation exposure reads 7.5/10. Food insecurity runs 25.2% against 17.8% nationally.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Albany. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 100th percentile of the 84,120 tracts scored. Social vulnerability reads 8.5/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.