Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #1,292 of 84,120 nationally
Mont Pleasant Eviction Risk: High , Schenectady
Tract 36093021400 · Schenectady County, NY · pop 3,241 · neighborhood within 0.2 mi
Tract 36093021400, home to 3,241 residents in the Mont Pleasant neighborhood of Schenectady, scores 7.3/10 for landlord eviction risk. On the national scale it ranks #2,462 of 84,120 for landlord eviction difficulty.
67% of renter households here spend at least 30% of income on rent, a severe level, and 34% are severely burdened at 50% or more. Average gross rent is $1,089 monthly, set against $39,697 in average yearly household income, roughly 33% of income at the averages. About 67% of occupied units are renter-occupied, a renter-majority tract.
Risk score
8.4
High
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 45%
Stable renters 22%
Owners 33%
Tract context
Occupied units1,134
Renter share66.9%
SVI overall0.92
Poverty rate45.1%
Median income$39,697
Percentile rank
Higher percentile = riskier than more peers.Within parent city
90
th percentile
Very High
Within county
96
th percentile
Very High
Within state
88
th percentile
High
Geographic context
Risk heat across Schenectady and the region
Centroid at 42.8003, -73.9501 · click any tract to drill in
Why Mont Pleasant scores 8.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Schenectady
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New York legislature & governorship
7.3
Economic stress
45.1% poverty · this tract
10.0
Supply constraint
$1,089 rent vs county FMR
2.3
Rent control risk
Inherited from Schenectady
7.9
Eviction process difficulty
State law sets the calendar
7.1
Tenant organizing strength
Inherited from Schenectady
9.4
Housing court bias
Inherited from Schenectady
8.2
How Mont Pleasant compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 92
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 99%Socioeconomic
- 78%Household composition
- 80%Racial/ethnic minority
- 61%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 28%Grade C
- 47%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Mont Pleasant. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 34.2%Housing insecurity
- 24.6%Utility-shutoff threat
- 45.9%Food insecurity
- 48.9%SNAP enrollment
- 23.7%Transit barriers
- 16.4%No health insurance
- 23.9%Frequent mental distress
- 43.7%Any disability
Analysis
What drives eviction risk in Mont Pleasant
The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Schenectady eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Schenectady County average of 6.0 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.
The tract is Black and White and ranks around the 92nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 47% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 36093021400
Q1
What is the eviction-risk score for census tract 36093021400?
Census tract 36093021400 in the Mont Pleasant neighborhood scores 8.4/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 36093021400?
Median gross rent is $1,089/month (ACS 5-year 2023, table B25064). 67% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 36093021400?
45.1% of residents in tract 36093021400 live below the federal poverty line (ACS B17001, 2023). Population: 3,241.
Q4
How socially vulnerable is tract 36093021400?
CDC Social Vulnerability Index ranks this tract in the 92th percentile nationally. Sub-themes: socioeconomic 99th, household 78th, minority 80th, housing 61th.
Q5
Is tract 36093021400 considered part of Mont Pleasant?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093021400 fall within Mont Pleasant (neighborhood centroid within 0.2 miles, OSM data).
Q6
What share of households in tract 36093021400 struggle to pay rent?
About 34.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 24.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 36093021400 compare to Schenectady overall?
Tract 36093021400 scores 8.4/10, lower than the parent city of Schenectady at 8.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 36093021400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 47% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Schenectady
Top eight tracts in Schenectady ranked by composite eviction-risk score.
Tract · NY
Hamilton Hill
8.6
/ 10 · High
Tract · NY
Mont Pleasant
8.5
/ 10 · High
Tract · NY
Hamilton Hill
8.2
/ 10 · High
Tract · NY
Central State
8
/ 10 · High
Tract · NY
Central State
8
/ 10 · High
Tract · NY
Vale
7.8
/ 10 · High
Tract · NY
Northside
7.7
/ 10 · High
Tract · NY
Central State
7.7
/ 10 · High
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