Neighborhood · Ranked #1 of 84,120 nationally

Ludlow Eviction Risk: High , Yonkers

Tract 36119000101 · Westchester County, NY · pop 4,676 · neighborhood within 0.2 mi

With a score of 9.9/10, tract 36119000101 in the Ludlow area of Yonkers, NY reads high for landlord eviction risk. The severe-burden share is 35%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score

9.9

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 50% Stable renters 41% Owners 9%

Tract context

Occupied units1,778

Renter share91.1%

SVI overall0.98

Poverty rate22.8%

Median income$50,313

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Yonkers and the region

Centroid at 40.9264, -73.8982 · click any tract to drill in

Why Ludlow scores 9.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Yonkers

8.0

Regional political climate

2024 county presidential margin

6.8

State political climate

New York legislature & governorship

7.3

Economic stress

22.8% poverty · this tract

5.7

Supply constraint

$1,589 rent vs county FMR

1.0

Rent control risk

Inherited from Yonkers

8.5

Eviction process difficulty

State law sets the calendar

9.0

Tenant organizing strength

Inherited from Yonkers

8.0

Housing court bias

Inherited from Yonkers

8.5

How Ludlow compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 98

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

97%Socioeconomic
98%Household composition
96%Racial/ethnic minority
78%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
34%Grade C
33%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Ludlow. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

28.1%Housing insecurity
15.7%Utility-shutoff threat
32.9%Food insecurity
27.3%SNAP enrollment
15.1%Transit barriers
19.9%No health insurance
17.0%Frequent mental distress
31.7%Any disability

Analysis

What drives eviction risk in Ludlow

This is renter territory: 91% of occupied units are tenant-occupied. What pushes it up most is eviction-process difficulty at 9/10.

Running cool, supply constraint reads 1/10. Annualized rent equals 38% of average household income of $50,313, past the 30% affordability line, which thins the margin any screening standard has to work with.

Against the Westchester County average of 7.8, this tract reads riskier for landlords by 2.1 points. On the high side, rent-regulation exposure reads 8.5/10.

Against Westchester County at 47.2%, 55% of renters here are cost-burdened. The poverty rate is 23%, which in this model reads as reduced rent-recovery odds after a judgment. Adults with no health insurance runs 19.9% against 11.3% nationally.

Inability to pay a utility bill runs 15.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Average gross rent is $1,589, 11% below the Yonkers average.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 100% of the 84,120 US census tracts in this model.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 36119000101

What is the eviction-risk score for census tract 36119000101?

Census tract 36119000101 in the Ludlow neighborhood scores 9.9/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36119000101?

Median gross rent is $1,589/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.

What is the poverty rate in tract 36119000101?

22.8% of residents in tract 36119000101 live below the federal poverty line (ACS B17001, 2023). Population: 4,676.

How socially vulnerable is tract 36119000101?

CDC Social Vulnerability Index ranks this tract in the 98th percentile nationally. Sub-themes: socioeconomic 97th, household 98th, minority 96th, housing 78th.

Is tract 36119000101 considered part of Ludlow?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36119000101 fall within Ludlow (neighborhood centroid within 0.2 miles, OSM data).

What share of households in tract 36119000101 struggle to pay rent?

About 28.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36119000101 compare to Yonkers overall?

Tract 36119000101 scores 9.9/10, higher than the parent city of Yonkers at 9.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Yonkers eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36119000101 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 33% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Yonkers

Top eight tracts in Yonkers ranked by composite eviction-risk score.