Within neighborhood
17
th percentile
Very Low
Neighborhood · Ranked #4,036 of 84,120 nationally
Ludlow Eviction Risk: Elevated , Yonkers
Tract 36119000202 · Westchester County, NY · pop 4,412 · neighborhood within 0.6 mi
How risky is the Ludlow neighborhood of Yonkers for landlords? Census tract 36119000202 scores 6.9/10, the Elevated tier. That is riskier than roughly 93% of the 84,120 US census tracts we score.
About 50% of renters carry a rent burden of 30% of income or higher, a severe level, and 35% are severely burdened at 50% or more. Average gross rent is $1,702 monthly, set against $94,707 in average yearly household income, roughly 22% of income at the averages. About 47% of occupied units are renter-occupied.
Risk score
7.2
Elevated
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 24%
Stable renters 23%
Owners 53%
Tract context
Occupied units1,589
Renter share46.9%
SVI overall0.80
Poverty rate17.1%
Median income$94,707
Percentile rank
Higher percentile = riskier than more peers.Within parent city
61
th percentile
Elevated
Within county
85
th percentile
High
Within state
72
th percentile
Elevated
Geographic context
Risk heat across Yonkers and the region
Centroid at 40.9213, -73.9086 · click any tract to drill in
Why Ludlow scores 7.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Yonkers
8.0
Regional political climate
2024 county presidential margin
6.8
State political climate
New York legislature & governorship
7.3
Economic stress
17.1% poverty · this tract
4.3
Supply constraint
$1,702 rent vs county FMR
1.1
Rent control risk
Inherited from Yonkers
8.5
Eviction process difficulty
State law sets the calendar
9.0
Tenant organizing strength
Inherited from Yonkers
8.0
Housing court bias
Inherited from Yonkers
8.5
How Ludlow compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 80
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 79%Socioeconomic
- 82%Household composition
- 80%Racial/ethnic minority
- 57%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 34%Grade A
- 30%Grade B
- 0%Grade C
- 2%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Ludlow. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 22.8%Housing insecurity
- 13.6%Utility-shutoff threat
- 27.0%Food insecurity
- 23.8%SNAP enrollment
- 12.9%Transit barriers
- 15.1%No health insurance
- 15.8%Frequent mental distress
- 29.5%Any disability
Analysis
What drives eviction risk in Ludlow
The heaviest input here is eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Yonkers eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Westchester County average of 6.1 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 22.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 13.6% faced a utility shutoff threat, a common early warning before a filing.
Part of this tract, about 2% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was A ("Best"). That lending history still correlates with present-day rent burden.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 36119000202
Q1
What is the eviction-risk score for census tract 36119000202?
Census tract 36119000202 in the Ludlow neighborhood scores 7.2/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 36119000202?
Median gross rent is $1,702/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 36119000202?
17.1% of residents in tract 36119000202 live below the federal poverty line (ACS B17001, 2023). Population: 4,412.
Q4
How socially vulnerable is tract 36119000202?
CDC Social Vulnerability Index ranks this tract in the 80th percentile nationally. Sub-themes: socioeconomic 79th, household 82th, minority 80th, housing 57th.
Q5
Is tract 36119000202 considered part of Ludlow?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36119000202 fall within Ludlow (neighborhood centroid within 0.6 miles, OSM data).
Q6
What share of households in tract 36119000202 struggle to pay rent?
About 22.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 36119000202 compare to Yonkers overall?
Tract 36119000202 scores 7.2/10, lower than the parent city of Yonkers at 9.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Yonkers eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 36119000202 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 2% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Yonkers
Top eight tracts in Yonkers ranked by composite eviction-risk score.
Related