Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #1,608 of 84,120 nationally
Ludlow Eviction Risk: High , Yonkers
Tract 36119000300 · Westchester County, NY · pop 4,021 · neighborhood within 0.3 mi
The Ludlow area of Yonkers is where census tract 36119000300 sits, home to 4,021 residents. Its landlord eviction-risk score is 6.9/10. That is riskier than roughly 93% of the 84,120 US census tracts we score.
58% of renter households here spend at least 30% of income on rent, a severe level, and 27% are severely burdened at 50% or more. The typical renter pays about $1,129 a month while the average household earns $43,450 a year, roughly 31% of income at the averages. Renters make up 98% of occupied homes, a renter-majority tract.
Risk score
8.2
High
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 57%
Stable renters 42%
Owners 1%
Tract context
Occupied units1,806
Renter share98.3%
SVI overall1.00
Poverty rate17.9%
Median income$43,450
Percentile rank
Higher percentile = riskier than more peers.Within parent city
79
th percentile
High
Within county
94
th percentile
Very High
Within state
86
th percentile
High
Geographic context
Risk heat across Yonkers and the region
Centroid at 40.9317, -73.8963 · click any tract to drill in
Why Ludlow scores 8.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Yonkers
8.0
Regional political climate
2024 county presidential margin
6.8
State political climate
New York legislature & governorship
7.3
Economic stress
17.9% poverty · this tract
4.5
Supply constraint
$1,129 rent vs county FMR
1.0
Rent control risk
Inherited from Yonkers
8.5
Eviction process difficulty
State law sets the calendar
9.0
Tenant organizing strength
Inherited from Yonkers
8.0
Housing court bias
Inherited from Yonkers
8.5
How Ludlow compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 100
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 99%Socioeconomic
- 97%Household composition
- 92%Racial/ethnic minority
- 97%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 15%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Ludlow. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 32.0%Housing insecurity
- 19.8%Utility-shutoff threat
- 40.7%Food insecurity
- 37.8%SNAP enrollment
- 18.8%Transit barriers
- 22.8%No health insurance
- 17.8%Frequent mental distress
- 37.0%Any disability
Analysis
What drives eviction risk in Ludlow
The score leans hardest on eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Yonkers eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Westchester County average of 6.1 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.
The tract is predominantly Hispanic or Latino and ranks around the 100th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
In CDC survey modeling, about 32.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 19.8% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 36119000300
Q1
What is the eviction-risk score for census tract 36119000300?
Census tract 36119000300 in the Ludlow neighborhood scores 8.2/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 36119000300?
Median gross rent is $1,129/month (ACS 5-year 2023, table B25064). 58% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 36119000300?
17.9% of residents in tract 36119000300 live below the federal poverty line (ACS B17001, 2023). Population: 4,021.
Q4
How socially vulnerable is tract 36119000300?
CDC Social Vulnerability Index ranks this tract in the 100th percentile nationally. Sub-themes: socioeconomic 99th, household 97th, minority 92th, housing 97th.
Q5
Is tract 36119000300 considered part of Ludlow?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36119000300 fall within Ludlow (neighborhood centroid within 0.3 miles, OSM data).
Q6
What share of households in tract 36119000300 struggle to pay rent?
About 32.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 19.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 36119000300 compare to Yonkers overall?
Tract 36119000300 scores 8.2/10, lower than the parent city of Yonkers at 9.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Yonkers eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 36119000300 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 15% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Yonkers
Top eight tracts in Yonkers ranked by composite eviction-risk score.
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