Within neighborhood
33
th percentile
Low
Neighborhood · Ranked #2,892 of 84,120 nationally
Ludlow Eviction Risk: Elevated , Yonkers
Tract 36119000401 · Westchester County, NY · pop 5,529 · neighborhood within 0.7 mi
With a score of $1/10, tract 36119000401 in the Ludlow area of Yonkers ranks in the Elevated tier for landlord eviction risk. The tract is home to 5,529 residents. That is riskier than roughly 94% of the 84,120 US census tracts we score.
49% of renter households here spend at least 30% of income on rent, a severe level, and 27% are severely burdened at 50% or more. Average rent runs $2,083 a month against an average household income of $75,114 a year, roughly 33% of income at the averages. Renters make up 96% of occupied homes, a renter-majority tract.
Risk score
7.6
Elevated
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 47%
Stable renters 49%
Owners 4%
Tract context
Occupied units2,839
Renter share95.9%
SVI overall0.93
Poverty rate17.3%
Median income$75,114
Percentile rank
Higher percentile = riskier than more peers.Within parent city
68
th percentile
Elevated
Within county
89
th percentile
High
Within state
79
th percentile
High
Geographic context
Risk heat across Yonkers and the region
Centroid at 40.9387, -73.9021 · click any tract to drill in
Why Ludlow scores 7.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Yonkers
8.0
Regional political climate
2024 county presidential margin
6.8
State political climate
New York legislature & governorship
7.3
Economic stress
17.3% poverty · this tract
4.3
Supply constraint
$2,083 rent vs county FMR
2.5
Rent control risk
Inherited from Yonkers
8.5
Eviction process difficulty
State law sets the calendar
9.0
Tenant organizing strength
Inherited from Yonkers
8.0
Housing court bias
Inherited from Yonkers
8.5
How Ludlow compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 93
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 88%Socioeconomic
- 59%Household composition
- 88%Racial/ethnic minority
- 96%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 17%Grade C
- 8%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Ludlow. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 26.2%Housing insecurity
- 16.4%Utility-shutoff threat
- 29.5%Food insecurity
- 27.1%SNAP enrollment
- 14.8%Transit barriers
- 14.5%No health insurance
- 17.8%Frequent mental distress
- 28.3%Any disability
Analysis
What drives eviction risk in Ludlow
The score leans hardest on eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Yonkers eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Westchester County average of 6.1 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 26.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 16.4% faced a utility shutoff threat, a common early warning before a filing.
The tract is Hispanic or Latino and Black and ranks around the 93rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 36119000401
Q1
What is the eviction-risk score for census tract 36119000401?
Census tract 36119000401 in the Ludlow neighborhood scores 7.6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 36119000401?
Median gross rent is $2,083/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 36119000401?
17.3% of residents in tract 36119000401 live below the federal poverty line (ACS B17001, 2023). Population: 5,529.
Q4
How socially vulnerable is tract 36119000401?
CDC Social Vulnerability Index ranks this tract in the 93th percentile nationally. Sub-themes: socioeconomic 88th, household 59th, minority 88th, housing 96th.
Q5
Is tract 36119000401 considered part of Ludlow?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36119000401 fall within Ludlow (neighborhood centroid within 0.7 miles, OSM data).
Q6
What share of households in tract 36119000401 struggle to pay rent?
About 26.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 36119000401 compare to Yonkers overall?
Tract 36119000401 scores 7.6/10, lower than the parent city of Yonkers at 9.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Yonkers eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 36119000401 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 8% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Yonkers
Top eight tracts in Yonkers ranked by composite eviction-risk score.
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