Neighborhood · Ranked #1 of 84,120 nationally

Ludlow Eviction Risk: High , Yonkers

Tract 36119000202 · Westchester County, NY · pop 4,412 · neighborhood within 0.6 mi

36119000202 is a census tract in the Ludlow area of Yonkers, NY. It scores 9.9/10 for landlords. Population here is 4,412. Severe burden reaches 35%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score

9.9

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 24% Stable renters 23% Owners 53%

Tract context

Occupied units1,589

Renter share46.9%

SVI overall0.80

Poverty rate17.1%

Median income$94,707

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Yonkers and the region

Centroid at 40.9213, -73.9086 · click any tract to drill in

Why Ludlow scores 9.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Yonkers

8.0

Regional political climate

2024 county presidential margin

6.8

State political climate

New York legislature & governorship

7.3

Economic stress

17.1% poverty · this tract

4.3

Supply constraint

$1,702 rent vs county FMR

1.1

Rent control risk

Inherited from Yonkers

8.5

Eviction process difficulty

State law sets the calendar

9.0

Tenant organizing strength

Inherited from Yonkers

8.0

Housing court bias

Inherited from Yonkers

8.5

How Ludlow compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 80

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

79%Socioeconomic
82%Household composition
80%Racial/ethnic minority
57%Housing & transportation

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

34%Grade A
30%Grade B
0%Grade C
2%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Ludlow. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

22.8%Housing insecurity
13.6%Utility-shutoff threat
27.0%Food insecurity
23.8%SNAP enrollment
12.9%Transit barriers
15.1%No health insurance
15.8%Frequent mental distress
29.5%Any disability

Analysis

What drives eviction risk in Ludlow

What pushes it up most is eviction-process difficulty at 9/10. It sits 2.1 points above the Westchester County average of 7.8.

On the softer side, supply constraint reads 1.1/10. On the high side, rent-regulation exposure reads 8.5/10. Food insecurity runs 27.0% against 17.8% nationally.

Housing insecurity runs 22.8% against 14.2% nationally. This ground was mapped A ("Best") on the 1930s HOLC security maps for Lower Westchester Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 100% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 8.2/10.

Statewide the NY average is 7.7, so this tract runs 2.2 points hotter. Of its three components the household composition measure is the most pressured. 50% of renter households spend at least 30% of income on rent.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 36119000202

What is the eviction-risk score for census tract 36119000202?

Census tract 36119000202 in the Ludlow neighborhood scores 9.9/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36119000202?

Median gross rent is $1,702/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.

What is the poverty rate in tract 36119000202?

17.1% of residents in tract 36119000202 live below the federal poverty line (ACS B17001, 2023). Population: 4,412.

How socially vulnerable is tract 36119000202?

CDC Social Vulnerability Index ranks this tract in the 80th percentile nationally. Sub-themes: socioeconomic 79th, household 82th, minority 80th, housing 57th.

Is tract 36119000202 considered part of Ludlow?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36119000202 fall within Ludlow (neighborhood centroid within 0.6 miles, OSM data).

What share of households in tract 36119000202 struggle to pay rent?

About 22.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36119000202 compare to Yonkers overall?

Tract 36119000202 scores 9.9/10, higher than the parent city of Yonkers at 9.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Yonkers eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36119000202 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 2% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Yonkers

Top eight tracts in Yonkers ranked by composite eviction-risk score.