Neighborhood · Ranked #1,107 of 84,120 nationally

Ludlow Eviction Risk: High , Yonkers

Tract 36119000101 · Westchester County, NY · pop 4,676 · neighborhood within 0.2 mi

Tract 36119000101, home to 4,676 residents in Ludlow in Yonkers, scores 7.1/10 for landlord eviction risk. It lands near the 95th percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 55% of renter households, a severe level, and 35% are severely burdened at 50% or more. The typical renter pays about $1,589 a month while the average household earns $50,313 a year, roughly 38% of income at the averages. Renters make up 91% of occupied homes, a renter-majority tract.

Risk score

8.5

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 50% Stable renters 41% Owners 9%

Tract context

Occupied units1,778

Renter share91.1%

SVI overall0.98

Poverty rate22.8%

Median income$50,313

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Yonkers and the region

Centroid at 40.9264, -73.8982 · click any tract to drill in

Why Ludlow scores 8.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Yonkers

8.0

Regional political climate

2024 county presidential margin

6.8

State political climate

New York legislature & governorship

7.3

Economic stress

22.8% poverty · this tract

5.7

Supply constraint

$1,589 rent vs county FMR

1.0

Rent control risk

Inherited from Yonkers

8.5

Eviction process difficulty

State law sets the calendar

9.0

Tenant organizing strength

Inherited from Yonkers

8.0

Housing court bias

Inherited from Yonkers

8.5

How Ludlow compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 98

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

97%Socioeconomic
98%Household composition
96%Racial/ethnic minority
78%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
34%Grade C
33%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Ludlow. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

28.1%Housing insecurity
15.7%Utility-shutoff threat
32.9%Food insecurity
27.3%SNAP enrollment
15.1%Transit barriers
19.9%No health insurance
17.0%Frequent mental distress
31.7%Any disability

Analysis

What drives eviction risk in Ludlow

The score leans hardest on eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Yonkers eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Westchester County average of 6.1 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 28.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 15.7% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly Hispanic or Latino and ranks around the 98th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36119000101

What is the eviction-risk score for census tract 36119000101?

Census tract 36119000101 in the Ludlow neighborhood scores 8.5/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36119000101?

Median gross rent is $1,589/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.

What is the poverty rate in tract 36119000101?

22.8% of residents in tract 36119000101 live below the federal poverty line (ACS B17001, 2023). Population: 4,676.

How socially vulnerable is tract 36119000101?

CDC Social Vulnerability Index ranks this tract in the 98th percentile nationally. Sub-themes: socioeconomic 97th, household 98th, minority 96th, housing 78th.

Is tract 36119000101 considered part of Ludlow?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36119000101 fall within Ludlow (neighborhood centroid within 0.2 miles, OSM data).

What share of households in tract 36119000101 struggle to pay rent?

About 28.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36119000101 compare to Yonkers overall?

Tract 36119000101 scores 8.5/10, lower than the parent city of Yonkers at 9.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Yonkers eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36119000101 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 33% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Yonkers

Top eight tracts in Yonkers ranked by composite eviction-risk score.