Neighborhood · Ranked #20,889 of 84,120 nationally

Elmsmere Eviction Risk: Moderate , Mount Vernon

Tract 36119015100 · Westchester County, NY · pop 5,049 · neighborhood within 0.2 mi

The Elmsmere neighborhood of Mount Vernon anchors census tract 36119015100, which lands at 6.4/10 on landlord eviction risk. That is riskier than about 84% of US census tracts.

Rent eats 30% or more of income for 48% of renter households, a severe level, and 36% are severely burdened at 50% or more. Average rent runs $2,447 a month against an average household income of $148,889 a year, roughly 20% of income at the averages. Renters make up 19% of occupied homes.

Risk score

5.3

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 9% Stable renters 10% Owners 81%

Tract context

Occupied units1,608

Renter share19.2%

SVI overall0.84

Poverty rate3.0%

Median income$148,889

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Mount Vernon and the region

Centroid at 40.9261, -73.8203 · click any tract to drill in

Why Elmsmere scores 5.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Mount Vernon

8.5

Regional political climate

2024 county presidential margin

6.8

State political climate

New York legislature & governorship

7.3

Economic stress

3.0% poverty · this tract

1.0

Supply constraint

$2,447 rent vs county FMR

3.8

Rent control risk

Inherited from Mount Vernon

7.4

Eviction process difficulty

State law sets the calendar

6.8

Tenant organizing strength

Inherited from Mount Vernon

9.5

Housing court bias

Inherited from Mount Vernon

6.9

How Elmsmere compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 84

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

41%Socioeconomic
90%Household composition
66%Racial/ethnic minority
99%Housing & transportation

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

85%Grade A
11%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

10.0%Housing insecurity
5.7%Utility-shutoff threat
10.2%Food insecurity
7.9%SNAP enrollment
5.7%Transit barriers
5.5%No health insurance
12.0%Frequent mental distress
22.5%Any disability

Analysis

What drives eviction risk in Elmsmere

The heaviest input here is tenant organizing strength at 9.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Mount Vernon eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Westchester County average of 6.1 and in line with the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

The tract is White and Black and ranks around the 84th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 10.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.7% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36119015100

What is the eviction-risk score for census tract 36119015100?

Census tract 36119015100 in the Elmsmere neighborhood scores 5.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36119015100?

Median gross rent is $2,447/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.

What is the poverty rate in tract 36119015100?

3.0% of residents in tract 36119015100 live below the federal poverty line (ACS B17001, 2023). Population: 5,049.

How socially vulnerable is tract 36119015100?

CDC Social Vulnerability Index ranks this tract in the 84th percentile nationally. Sub-themes: socioeconomic 41th, household 90th, minority 66th, housing 99th.

Is tract 36119015100 considered part of Elmsmere?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36119015100 fall within Elmsmere (neighborhood centroid within 0.2 miles, OSM data).

What share of households in tract 36119015100 struggle to pay rent?

About 10.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36119015100 compare to Mount Vernon overall?

Tract 36119015100 scores 5.3/10, lower than the parent city of Mount Vernon at 9.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mount Vernon eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36119015100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Mount Vernon

Top eight tracts in Mount Vernon ranked by composite eviction-risk score.