Pinckney Heights Eviction Risk: High

What pushes the score up most is tenant-organizing strength at 9.5/10. 83% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. 25% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

On the softer side is supply constraint, at 1.3/10. CDC survey data puts housing insecurity at 22.4% of adults, against 14.2% nationally. Running hot is rent-regulation exposure at 7.4/10.

14.2% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. That places it #2 of 7 neighborhoods in Mount Vernon.

Social vulnerability runs high at 8.3/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. The 2 tracts here are tightly clustered, 0.8 points apart at the extremes. Average gross rent runs $1,680, close to the Mount Vernon average.

Annual rent works out to 28% of average household income of $73,104.

With little internal variation, 9.6/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.