Neighborhood · Ranked #675 of 84,120 nationally

Lowerre Eviction Risk: High , Yonkers

Tract 36119001304 · Westchester County, NY · pop 3,950 · neighborhood within 0.3 mi

The Lowerre neighborhood of Yonkers anchors census tract 36119001304, which lands at 7.6/10 on landlord eviction risk. It lands near the 99th percentile nationally for landlord eviction risk.

About 51% of renters carry a rent burden of 30% of income or higher, a severe level, and 37% are severely burdened at 50% or more. Average rent runs $1,629 a month against an average household income of $58,345 a year, roughly 34% of income at the averages. Renters make up 93% of occupied homes, a renter-majority tract.

Risk score

8.8

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 47% Stable renters 45% Owners 8%

Tract context

Occupied units1,033

Renter share92.6%

SVI overall0.91

Poverty rate39.4%

Median income$58,345

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Yonkers and the region

Centroid at 40.9129, -73.8933 · click any tract to drill in

Why Lowerre scores 8.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Yonkers

8.0

Regional political climate

2024 county presidential margin

6.8

State political climate

New York legislature & governorship

7.3

Economic stress

39.4% poverty · this tract

9.8

Supply constraint

$1,629 rent vs county FMR

1.0

Rent control risk

Inherited from Yonkers

8.5

Eviction process difficulty

State law sets the calendar

9.0

Tenant organizing strength

Inherited from Yonkers

8.0

Housing court bias

Inherited from Yonkers

8.5

How Lowerre compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 91

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

82%Socioeconomic
94%Household composition
92%Racial/ethnic minority
74%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
92%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Lowerre. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

32.7%Housing insecurity
20.4%Utility-shutoff threat
40.6%Food insecurity
37.6%SNAP enrollment
19.3%Transit barriers
21.9%No health insurance
19.0%Frequent mental distress
34.8%Any disability

Analysis

What drives eviction risk in Lowerre

The score leans hardest on economic stress at 9.8/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Yonkers eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores well above the Westchester County average of 6.1 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

In CDC survey modeling, about 32.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 20.4% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36119001304

What is the eviction-risk score for census tract 36119001304?

Census tract 36119001304 in the Lowerre neighborhood scores 8.8/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36119001304?

Median gross rent is $1,629/month (ACS 5-year 2023, table B25064). 51% of renter households are cost-burdened.

What is the poverty rate in tract 36119001304?

39.4% of residents in tract 36119001304 live below the federal poverty line (ACS B17001, 2023). Population: 3,950.

How socially vulnerable is tract 36119001304?

CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 82th, household 94th, minority 92th, housing 74th.

Is tract 36119001304 considered part of Lowerre?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36119001304 fall within Lowerre (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 36119001304 struggle to pay rent?

About 32.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36119001304 compare to Yonkers overall?

Tract 36119001304 scores 8.8/10, lower than the parent city of Yonkers at 9.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Yonkers eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36119001304 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Yonkers

Top eight tracts in Yonkers ranked by composite eviction-risk score.