Within neighborhood
20
th percentile
Low
Neighborhood · Ranked #4,036 of 84,120 nationally
Lowerre Eviction Risk: Elevated , Yonkers
Tract 36119000203 · Westchester County, NY · pop 3,750 · neighborhood within 0.6 mi
Census tract 36119000203 covers the Lowerre area of Yonkers, home to 3,750 residents. For landlords it grades 6.8/10, an elevated reading. That is riskier than roughly 91% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 65% of renter households, a severe level, and 42% are severely burdened at 50% or more. Average gross rent is $1,788 monthly, set against $78,056 in average yearly household income, roughly 27% of income at the averages. Renters make up 50% of occupied homes, a renter-majority tract.
Risk score
7.2
Elevated
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 33%
Stable renters 18%
Owners 49%
Tract context
Occupied units1,758
Renter share50.3%
SVI overall0.92
Poverty rate12.9%
Median income$78,056
Percentile rank
Higher percentile = riskier than more peers.Within parent city
60
th percentile
Elevated
Within county
86
th percentile
High
Within state
72
th percentile
Elevated
Geographic context
Risk heat across Yonkers and the region
Centroid at 40.9163, -73.9077 · click any tract to drill in
Why Lowerre scores 7.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Yonkers
8.0
Regional political climate
2024 county presidential margin
6.8
State political climate
New York legislature & governorship
7.3
Economic stress
12.9% poverty · this tract
3.2
Supply constraint
$1,788 rent vs county FMR
1.4
Rent control risk
Inherited from Yonkers
8.5
Eviction process difficulty
State law sets the calendar
9.0
Tenant organizing strength
Inherited from Yonkers
8.0
Housing court bias
Inherited from Yonkers
8.5
How Lowerre compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 92
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 60%Socioeconomic
- 97%Household composition
- 78%Racial/ethnic minority
- 97%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 32%Grade A
- 8%Grade B
- 20%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Lowerre. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 15.6%Housing insecurity
- 8.6%Utility-shutoff threat
- 18.0%Food insecurity
- 14.2%SNAP enrollment
- 8.8%Transit barriers
- 12.7%No health insurance
- 13.4%Frequent mental distress
- 30.1%Any disability
Analysis
What drives eviction risk in Lowerre
The score leans hardest on eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Yonkers eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Westchester County average of 6.1 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.
The tract is Hispanic or Latino and White and ranks around the 92nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of A ("Best"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 36119000203
Q1
What is the eviction-risk score for census tract 36119000203?
Census tract 36119000203 in the Lowerre neighborhood scores 7.2/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 36119000203?
Median gross rent is $1,788/month (ACS 5-year 2023, table B25064). 65% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 36119000203?
12.9% of residents in tract 36119000203 live below the federal poverty line (ACS B17001, 2023). Population: 3,750.
Q4
How socially vulnerable is tract 36119000203?
CDC Social Vulnerability Index ranks this tract in the 92th percentile nationally. Sub-themes: socioeconomic 60th, household 97th, minority 78th, housing 97th.
Q5
Is tract 36119000203 considered part of Lowerre?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36119000203 fall within Lowerre (neighborhood centroid within 0.6 miles, OSM data).
Q6
What share of households in tract 36119000203 struggle to pay rent?
About 15.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 36119000203 compare to Yonkers overall?
Tract 36119000203 scores 7.2/10, lower than the parent city of Yonkers at 9.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Yonkers eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 36119000203 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Yonkers
Top eight tracts in Yonkers ranked by composite eviction-risk score.
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